512 Academy St, Cambridge, MD 21613 Property Records

Dorchester County property record for 512 Academy St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1910
Lot Size	0.062 acres (2,700 sqft)
Owner	Individual Name on File
Last Sale	$77,500 (Oct 2022)
Tax Bill	$1,499 (2026)
Deeds & Mortgages	Oct 2022 Sale Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-138725`

Property Details

APN / Parcel Number

Primary APN	`07-138725`
Alternative APNs	`7138725` `138725`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,248 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Shingle
Roof Material	Metal
Lot Area	2,700 sqft (0.062 acres)
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	138725
Street Address	512 ACADEMY ST
City	CAMBRIDGE
State	MD
Zip	21613-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I-1
Legal Description	LOT 2,700 SQ. FT. 512 ACADEMY STREET CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2016
Census Tract	970400

Owner

512 Academy St is owned by an individual who bought it in October 2022.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	21730 DOVER BRIDGE RD, PRESTON, MD 21655-1621
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY
Jun 30, 2022	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Jan 24, 2003 · Amount on File
Deed Book / Page	1772 / 418
Prior Transfer Date	Jun 7, 2022
Prior Transfer Doc	0017520380
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 13, 2022
Property Address	512 ACADEMY ST, CAMBRIDGE, MD 21613-2302
Document Number	0017720418
Book / Page	1772 / 418
Map Reference	LB 117 PG 346
Instrument Date	Oct 6, 2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

June 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 30, 2022
Property Address	512 ACADEMY ST, CAMBRIDGE, MD 21613-2302
Document Number	0017520380
Book / Page	1752 / 380
Instrument Date	Jun 7, 2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 GOVERNORS AVE, CAMBRIDGE, MD 21613-2938

Tax Assessment & Valuation

The 2026 property tax bill for 512 Academy St was $1,499, up 1.8% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,499.00 (+1.83%)	$80,233	$83,900 Land $5,300 Building $78,600
2025	$1,472.00
2023	$865.00	$46,800	$78,400 Land $5,300 Building $73,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Academy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	23 units insured incl. 18 condo units
Nearby Flood Claims	3 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Academy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

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