512 43rd St E, Palmetto, FL 34221 Property Records

Manatee County property record for 512 43rd St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,260 sqft · built 1985
Lot Size1.53 acres (67,082 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Aug 2005)
Tax Bill$1,154 (2025)
Deeds & MortgagesMay 2019 Second Mortgage
Flood ZoneZone X (minimal risk)
APN22823-0015-9

Property Details

APN / Parcel Number

Primary APN22823-0015-9
Alternative APN
  • 3417012282300159

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
Gross Area1,924 sqft
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area67,082 sqft
Garage TypeAttached
Garage Area448 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area216 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address512 43RD ST E
CityPALMETTO
StateFL
Zip34221-9334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-6
Legal DescriptionTHAT UNPLATTED PORTION OF PALMETTO CO CLUB ESTATES FIRST UNIT LYING DIREC S OF PROJECTED N LINE OF BLK 8 OF SAID SUB WHICH RUNS ELY TO RR R/W, SAME BEING S BDRY OF LAND DEEDED
Legal Range17E
Legal Township34S
Legal Section01
Legal SubdivisionPALMETTO COUNTRY CLUB ESTATES
Legal Block8
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group2
Census Block2000
Census Tract1404

Owner

Source: Manatee County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address512 43RD ST E, PALMETTO, FL 34221-9334
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2005 · Amount on Record
Deed SaleAug 19, 2005 · Amount on Record
Deed Document Number20052184062
Deed Book / Page2050 / 4260
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address512 43RD ST E, PALMETTO, FL 34221-9334
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027796118
DateMay 1, 2019
Book Page2779/6118
Instrument201941041200
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeFunding / Finance Company
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,729 (+2.7%)$356,639 (+20.28%) Land $146,540 Building $210,099
2025$1,154.00 (+8.36%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$119,502 (+5.99%)$296,519 (-2.71%) Land $86,360 Building $210,159
2024$1,065.00 (+4.31%)
2023$1,021.00 (-1.07%) Widower's exemption$112,751 (+3%)$304,787 (+40.32%) Land $86,360 Building $218,427
2022$1,032.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$109,467$217,204 Land $26,500 Building $190,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1981–1998)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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