512 2nd St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 512 2nd St, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1871
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Sep 2022)
Tax Bill	$12,829 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-09-29-318-010`

Property Details

APN / Parcel Number

Primary APN	`09-09-29-318-010`
Alternative APN	`0929318010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	512 2ND ST
City	ANN ARBOR
State	MI
Zip	48103-4954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	LOT 18 B5S R1W WILLIAM S MAYNARDS ADDN
Legal Range	06E
Legal Township	02S
Legal Section	29
Legal Subdivision	WILLIAM S MAYNARDS ADD
Legal Block	318
Legal Lot Number	18
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	5
Census Block	5014
Census Tract	400600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old West Side Historic District listed 1972 · 1,300 contributing resources · NRIS 72000661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

512 2nd St is owned and occupied by two individuals who bought it in September 2022.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	512 2ND ST, ANN ARBOR, MI 48103-4954
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION ONE
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 2, 2017	Quit Claim Deed, Transfer · Conventional with PMI UNIVERSITY/MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	May 16, 2006 · Amount on File
Deed Document Number	20226663651
Deed Book / Page	5496 / 833
Prior Transfer Date	Jul 25, 2017
Prior Transfer Doc	0006384215
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	512 2ND ST, ANN ARBOR, MI 48103-4954
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 2ND ST, ANN ARBOR, MI 48103-4954

Mortgage

Document Number	0006701421
Date	Oct 6, 2023
Book Page	5534/552
Instrument	6701421

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 10, 2028

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Sep 12, 2022
Property Address	512 2ND ST, ANN ARBOR, MI 48103-4954
Document Number	0006663651
Book / Page	5496 / 833
Map Reference	LB Z PG 548
Instrument Date	Aug 26, 2022
Instrument	6663651
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	PREFERRED TITLE AGENCY/ANN ARBOR, PREFERRED TTL AGCY OF ANN AB

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	502 S ASHLEY ST, ANN ARBOR, MI 48103-4906

Mortgage

Document Number	0006663652
Date	Sep 12, 2022
Instrument	6663652

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.05%
Index	Other
Margin	3
Max Rate	9.05%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Aug 2, 2017
Property Address	512 2ND ST, ANN ARBOR, MI 48103-4954
Document Number	0006384215
Book / Page	005217 / 000536
Instrument Date	Jul 25, 2017
Instrument	6384215
Transaction Type	Transfer
Record Updated	Aug 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 2ND ST ANN ARBOR MI 481034954, ANN ARBOR, MI 48103-4954

Mortgage

Document Number	6384216
Date	Aug 2, 2017
Book Page	005217/000537
Instrument	6384216

Lender

Name	UNIVERSITY/MI CU
Type	Credit Union
Address	ANN ARBOR, MI 48104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 512 2nd St was $12,829 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,300	$540,600
2025	$12,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: 123.NET.

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