512 18th St N, Moorhead, MN 56560 Property Records

Clay County property record for 512 18th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Aug 2015)
Tax Bill	$3,436 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58.319.2120`

Property Details

APN / Parcel Number

Primary APN	`58.319.2120`

Exterior

Lot Area	15,000 sqft (0.34 acres)

Location & Zoning

Street Address	512 18TH ST N
City	MOORHEAD
State	MN
Zip	56560-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HOLES 2ND ADD SUBDIVISIONCD 58319 LOTS 15 THRU 18 26
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HOLES 2ND ADD
Legal Block	26
Legal Lot Number	15
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2011
Census Tract	30300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 18TH ST N, MOORHEAD, MN 56560-2336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2015 · Amount on Record
Deed Sale	Aug 12, 2015 · Amount on Record
Deed Document Number	2015748260
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jun 24, 2022
Property Address	512 18TH ST N, MOORHEAD, MN 56560-2336
Document Number	0000829629
Instrument Date	Jun 21, 2022
Instrument	829629
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$673.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	512 18TH ST N, MOORHEAD, MN 56560-2336

Mortgage

Document Number	0000829630
Date	Jun 24, 2022
Instrument	829630

Lender

Name	BELL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000829648
Date	Jun 24, 2022
Instrument	829648

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,436.00 (+16.24%) Homeowner's exemption	$174,200 (-4.02%) Land $50,000 Building $124,200	$174,200 (-4.02%) Land $50,000 Building $124,200
2025		$181,500 (+14.37%) Land $66,300 Building $115,200	$181,500 (+14.37%) Land $66,300 Building $115,200
2023	$2,956.00 Homeowner's exemption	$158,700 Land $56,100 Building $102,600	$158,700 Land $56,100 Building $102,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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