512 14th Ave S, Cold Spring, MN 56320 Property Records

Stearns County property record for 512 14th Ave S, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,033 sqft · built 2004
Lot Size	0.159 acres (6,935 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Feb 2016)
Tax Bill	$2,448 (2026)
Deeds & Mortgages	Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29316-0235`

Property Details

APN / Parcel Number

Primary APN	`48-29316-0235`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,033 sqft Living Area
1st Floor Area	1,033 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,935 sqft (0.159 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	512 14TH AVE S
City	COLD SPRING
State	MN
Zip	56320-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/0 LOT 8 BLK 2 LYING S OF LN 48.00' S OF N LN CAITLYN'S ADDITION PLAT 4 SECTION 22 TOWNSHIP 123 RANGE 030 CAITLYN'S ADDITION
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	CAITLYNS ADDITION PLAT 4
Legal Block	2
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2063
Census Tract	11302

Owner

Source: Stearns County assessment roll, APN 48-29316-0235, as of November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	512 14TH AVE S, COLD SPRING, MN 56320-1555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2016 · Amount on Record
Deed Sale	Feb 19, 2016 · Amount on Record
Prior Sale	Dec 17, 2013 · Amount on Record
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 13, 2020
Property Address	512 14TH AVE S, COLD SPRING, MN 56320-1555
Document Number	0000T43181
Instrument Date	Jun 29, 2020
Instrument	T43181
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 14TH AVE S, COLD SPRING, MN 56320-1555

Tax Assessment & Valuation

Source: Stearns County assessment roll as of November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,448.00 (+4.35%)
2025	$2,346.00 (+10.04%) Homeowner's exemption	$221,200 (+8.97%) Land $16,500 Building $204,700	$221,200 (+8.97%) Land $16,500 Building $204,700
2023	$2,132.00	$203,000 Land $16,500 Building $186,500	$203,000 Land $16,500 Building $186,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 200 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
Starlink Satellite	280 / 30
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig Enterprises, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1730006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Cold Spring serves 4,201 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.