512 12th St, Wisner, NE 68791 Property Records

Cuming County property record for 512 12th St, Wisner, NE 68791

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,146 sqft · built 1919
Lot Size	0.366 acres (15,960 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Dec 2025)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2026 Line of Credit + 1 more
APN	`0017900.00`

Property Details

APN / Parcel Number

Primary APN	`0017900.00`
Alternative APN	`1543-00-0-40100-028-0010`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,146 sqft Living Area
1st Floor Area	1,634 sqft
Basement Area	2,000 sqft
Unfinished Basement	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,960 sqft (0.366 acres)
Lot Dimensions	140 ft deep x 114 ft wide
Garage Type	Detached
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	1,088 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	366 sqft
Deck Area	334 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Street Address	512 12TH ST
City	WISNER
State	NE
Zip	68791-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	ORIG, LT 17 & S 54' LT 18, BLK 28, WIS C
Legal Subdivision	40100
Legal Block	28
Legal Lot Number	17,18
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1120
Census Tract	972700

Owner

512 12th St is owned by two individuals who bought it in December 2025.

Source: Cuming County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 448, WISNER, NE 68791-0448
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Closed-End Mortgage MIDWEST BANK
Jan 23, 2026	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK
Apr 3, 2025	Deed, Transfer · Line of Credit F & M BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Apr 3, 2025 · Amount on File
Deed Document Number	20251694
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	512 12TH ST, WISNER, NE 68791-2154
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 12TH ST, WISNER, NE 68791-2155

Mortgage

Document Number	0202501699
Date	Dec 22, 2025
Instrument	202501699

Lender

Name	MIDWEST BANK
Type	Bank
Address	WISNER, NE 68791

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 15, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	512 12TH ST, WISNER, NE 68791-2154
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 12TH ST, WISNER, NE 68791-2154

Mortgage

Document Number	0202600092
Date	Jan 23, 2026
Instrument	202600092

Lender

Name	MIDWEST BANK
Type	Bank
Address	WISNER, NE 68791

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMING NE
Recording Date	Apr 3, 2025
Property Address	512 12TH ST, WISNER, NE 68791-2154
Document Number	0202500438
Instrument Date	Mar 28, 2025
Instrument	202500438
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 384, WISNER, NE 68791-0384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SELLENTIN ST, WINNETOON, NE 68789

Mortgage

Document Number	0202500449
Date	Apr 3, 2025
Instrument	202500449

Lender

Name	F & M BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 512 12th St was $1,278.

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,065 (+41.38%) Land $17,555 Building $209,510	$227,065 (+41.38%) Land $17,555 Building $209,510
2025	$1,278.00	$160,610 Land $13,565 Building $147,045	$160,610 Land $13,565 Building $147,045
2023	$1,557.00	$138,740 Land $10,375 Building $128,365	$138,740 Land $10,375 Building $128,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 512 12th St; there have been 12 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WISNER serves 1,239 people · EPA ID NE3103903
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Great Plains Communications, Nextlink.

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