Hubbard County property record for 51185 US 71, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,614 sqft · built 2002 |
| Lot Size | 4.43 acres (192,971 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Aug 2021) |
| Tax Bill | $2,956 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2018 Mortgage + 7 more |
| APN | 11.04.01720 |
| Primary APN | 11.04.01720 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 2,614 sqft Living Area |
| 1st Floor Area | 1,722 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Interior Walls | Plywood |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 192,971 sqft (4.43 acres) |
| Garage Area | 702 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 63 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 59088 |
|---|---|
| Street Address | 51185 US 71 |
| City | BEMIDJI |
| State | MN |
| Zip | 56601-9499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-04 TWP-145 RANGE-033 4.43 AC 4-12B E1/2 OF S1/2 OF N1/ 2 OF SE1/4 OF SE1/4 EX HWY R/W |
| Legal Range | 33 |
| Legal Township | 145 |
| Legal Section | 04 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | HELGA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70100 |
Source: Hubbard County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit NATIONAL COMMERCE BANK |
| Jul 30, 2018 | Deed of Trust, Mortgage NEW DAY FINANCIAL LLC |
| Oct 4, 2023 | Deed of Trust, Mortgage · Line of Credit RIVERWOOD BANK |
| Jun 20, 2006 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| May 7, 2008 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK |
| Jun 3, 2011 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 11, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance RIVERWOOD BANK |
| Sep 2, 2009 | Warranty Deed, Transfer |
| Jun 5, 2006 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Sep 2, 2009 · Amount on Record |
| Deed Document Number | 2021418716 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Sep 25, 2026 |
| Property Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Document Number | 0000448838 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 2026448838 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Document Number | 0000448838, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 2026448838 |
| Name | NATIONAL COMMERCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000398269 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | A000398269 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000431869 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | A000431869 |
| Name | RIVERWOOD BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Sep 15, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000317532 |
|---|---|
| Date | Jun 20, 2006 |
| Instrument | A000317532 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56619 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 1, 2011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000331954 |
|---|---|
| Date | May 7, 2008 |
| Instrument | A000331954 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Nov 5, 2009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SOL |
| Name | Verified Name |
|---|
| Document Number | A000352703 |
|---|---|
| Date | Jun 3, 2011 |
| Instrument | A000352703 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Aug 11, 2021 |
| Property Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Document Number | A000418716 |
| Instrument Date | Aug 11, 2021 |
| Instrument | A000418716 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Document Number | A000418717 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | A000418717 |
| Name | RIVERWOOD BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Sep 2, 2009 |
| Property Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Document Number | A000341468 |
| Instrument Date | Aug 10, 2009 |
| Instrument | A000341468 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5.78 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3920 HIGHWAY 2 W, BEMIDJI, MN 56601-9300 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Jun 5, 2006 |
| Property Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Document Number | A000317197 |
| Instrument Date | May 31, 2006 |
| Instrument | A000317197 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $836.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51185 US 71, BEMIDJI, MN 56601-9499 |
| Document Number | A000317198 |
|---|---|
| Date | Jun 5, 2006 |
| Instrument | A000317198 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56619 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 1, 2011 |
Source: Hubbard County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| County Subdivision | Helga Township |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,956.00 Homeowner's exemption | ||
| 2025 | $2,956.00 (-50.29%) | $551,500 (+19.27%) Land $52,400 Building $499,100 | $551,500 (+19.27%) Land $52,400 Building $499,100 |
| 2022 | $5,946.00 | $462,400 Land $37,300 Building $425,100 | $462,400 Land $37,300 Building $425,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures