Chesterfield County property record for 5118 Terrace Arbor Cir, Midlothian, VA 23112
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,190 sqft · built 2005 |
| Lot Size | 24.9 acres (1,085,515 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $272,500 (Sep 2017) |
| Tax Bill | $3,347 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 735-67-51-49-000-066 |
| Primary APN | 735-67-51-49-000-066 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Finished Area |
| 1st Floor Area | 846 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 1,085,515 sqft (24.9 acres) |
| Lot Width | 24,920 ft Width |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 485494000 |
|---|---|
| Street Address | 5118 TERRACE ARBOR CIR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-6259 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | O2 - CORP |
| Legal Description | THE TERRACES PHASE 2 UNIT 66 |
| Legal Subdivision | TERRACES AT SWIFT CREEK |
| Legal Phase | 2 |
| Legal Lot Number | 66 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 101012 |
5118 Terrace Arbor Cir, a condominium, is owned by a company that acquired it in January 2025.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5118 TERRACE ARBOR CIR, MIDLOTHIAN, VA 23112-6259 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Sep 25, 2017 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on File |
| Deed Sale | Sep 25, 2017 · Amount on File |
| Prior Sale | Aug 23, 2005 · Amount on File |
| Deed Document Number | 201738442 |
| Deed Book / Page | 11763 / 591 |
| Last Transfer Date | Jan 13, 2025 |
| Transfer Doc | 014781-209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 5118 TERRACE ARBOR CIR, MIDLOTHIAN, VA 23112-6259 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13549-372 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 13549/372 |
| Instrument | 2021049396 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Sep 25, 2017 |
| Property Address | 5118 TERRACE ARBOR CIR, MIDLOTHIAN, VA 23112-6259 |
| Document Number | 11763591 |
| Book / Page | 011763 / 000591 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 38442 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $273.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5118 TERRACE ARBOR CIR MIDLOTHIAN VA 231126259, MIDLOTHIAN, VA 23112-6259 |
| Document Number | 11763595 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 011763/000595 |
| Instrument | 38443 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 5118 Terrace Arbor Cir was $3,347, up 1.9% from the year before.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,347.00 (+1.92%) | $375,300 (+1.93%) Land $71,000 Building $304,300 | $375,300 (+1.93%) Land $71,000 Building $304,300 |
| 2025 | $3,284.00 | $368,200 Land $68,000 Building $300,200 | $368,200 Land $68,000 Building $300,200 |
| 2023 | $3,247.00 | $356,000 Land $65,000 Building $291,000 | $356,000 Land $65,000 Building $291,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5118 Terrace Arbor Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5118 Terrace Arbor Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures