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5118 Mocha Ct, Oceanside, CA 92056 Property Records

San Diego County property record for 5118 Mocha Ct, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,276 sqft · built 1999
Lot Size0.206 acres (8,977 sqft)
OwnerCompany Name on File
Last Sale$517,000 (Mar 2011)
Tax Bill$7,455 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN169-570-31-00

Property Details

APN / Parcel Number

Primary APN169-570-31-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,276 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area8,977 sqft (0.206 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5118 MOCHA CT
CityOCEANSIDE
StateCA
Zip92056-7285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 TR 012803
Legal SubdivisionSOUTH RIDGE TRAILS
Legal Tract012803
Legal Block1
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract19808

Owner

Source: San Diego County records · APN 169-570-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5118 MOCHA CT, OCEANSIDE, CA 92056-7285
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage · Line of Credit
MY POINT CU SD
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Jul 19, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2011 · Amount on Record
Deed SaleMar 04, 2011 · Amount on Record
Prior SaleFeb 20, 1998 · Amount on Record
Deed Document Number2011118415
Last Transfer DateJul 15, 2017
Transfer Doc0000325967
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5118 MOCHA CT, OCEANSIDE, CA 92056-7285
Transaction TypeMortgage
Record UpdatedAug 01, 2023
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5118 MOCHA CT, OCEANSIDE, CA 92056-7285

Mortgage

Document Number0000192379
DateJul 21, 2023
Instrument2023-0192379
Lender
NameMY POINT CU SD
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 21, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5118 MOCHA CT, OCEANSIDE, CA 92056-7285
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5118 MOCHA CT, OCEANSIDE, CA 92056-7285

Mortgage

Document Number0000301302
DateApr 19, 2021
Instrument2021-0301302
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 19, 2017
Property Address5118 MOCHA CT, OCEANSIDE, CA 92056-7285
Document Number0000325967
Instrument DateJul 15, 2017
Instrument325967
Transaction TypeTransfer
Record UpdatedJul 25, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5118 MOCHA CT OCEANSIDE CA 920567285, OCEANSIDE, CA 92056-7285

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$675,601 (+2%) Land $200,664 Building $474,937
2025$7,455.00 (+8.69%) Homeowner's exemption$662,355 (+4.04%) Land $196,730 Building $465,625
2023$6,859.00 (+0.28%) Homeowner's exemption$636,638 Land $189,092 Building $447,546
2022$6,840.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730198081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 700 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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