Cumberland County property record for 5118 Jefferson St, Stedman, NC 28391
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,348 sqft · built 1946 |
| Lot Size | 0.676 acres (29,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Apr 2008) |
| Tax Bill | $1,339 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0495-18-4201 |
| Primary APN | 0495-18-4201 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,348 sqft Heated Area |
| 1st Floor Area | 1,348 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Traditional |
| Exterior Material | Concrete Block |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,450 sqft (0.676 acres) |
| Lot Dimensions | 295 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 322 sqft |
| Patio Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 5118 JEFFERSON ST |
|---|---|
| City | STEDMAN |
| State | NC |
| Zip | 28391-9500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R10M |
| Legal Description | J D SESSOMS LO:91 92 93 9 SE:01 PL:0011-0040 |
| Legal Subdivision | TOWN OF STEDMAN |
| Legal Block | 18 |
| Legal Lot Number | 91 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 2801 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5118 JEFFERSON ST, STEDMAN, NC 28391-9500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2008 · Amount on File |
| Deed Sale | Apr 2, 2008 · Amount on File |
| Deed Book / Page | 7849 / 608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 5118 JEFFERSON ST, STEDMAN, NC 28391-9500 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0113280836 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 11328/836 |
| Instrument | 55959 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Stedman Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,339.00 (+5.18%) | ||
| 2025 | $1,273.00 (+18.31%) | $79,060 (+41.16%) Land $22,500 Building $56,560 | $79,060 (+41.16%) Land $22,500 Building $56,560 |
| 2024 | $1,076.00 (+3.56%) | $56,007 (-) Land $15,000 Building $41,007 | $56,007 (-) Land $15,000 Building $41,007 |
| 2023 | $1,039.00 (+3.69%) | $56,007 Land $15,000 Building $41,007 | $56,007 Land $15,000 Building $41,007 |
| 2022 | $1,002.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2012–2018) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STEDMAN serves 1,705 people · EPA ID NC0326030 |
|---|---|
| Water Source | Purchased surface water from FAYETTEVILLE PUBLIC WORKS COMM |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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