5118 Bayhead Rd, Youngstown, FL 32466 Property Records

Bay County property record for 5118 Bayhead Rd, Youngstown, FL 32466

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 2002
Lot Size	0.403 acres (17,598 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jun 2017)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05440-010-000`

Property Details

APN / Parcel Number

Primary APN	`05440-010-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Heated Area
Gross Area	2,304 sqft
1st Floor Area	1,768 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,598 sqft (0.403 acres)
Lot Dimensions	160 ft deep x 110 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1,056 sqft
Porch	Porch
Porch Area	116 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5118 BAYHEAD RD
City	YOUNGSTOWN
State	FL
Zip	32466-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	SHORELINE PROPERTIES SUB #2 LOT 27 MAP 126D ORB 3911 P 1600
Legal Range	13W
Legal Township	02S
Legal Section	20
Legal Subdivision	SHORELINE PROPERTIES SUB
Legal Lot Number	27
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2031
Census Tract	402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5118 BAYHEAD RD, YOUNGSTOWN, FL 32466-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Prior Sale	Dec 13, 2002 · Amount on Record
Deed Document Number	2017035240
Deed Book / Page	3911 / 1600
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 22, 2017
Property Address	5118 BAYHEAD RD, YOUNGSTOWN, FL 32466-2015
Document Number	0039111600
Book / Page	3911 / 1600
Map Reference	MB9 PG103
Instrument Date	May 26, 2017
Instrument	2017035240
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5118 BAYHEAD RD, 5118, YOUNGSTOWN, FL 32466-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5118 BAYHEAD RD, YOUNGSTOWN, FL 32466-2015

Mortgage

Document Number	2017035241
Date	Jun 22, 2017
Instrument	2017035241

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (+10.57%) Homeowner's exemption	$129,278 (+11.43%)	$188,958 (+9.3%) Land $30,704 Building $158,254
2023	$1,003.00 (+11.44%) Homeowner's exemption	$116,013 (+3%)	$172,882 (+8.64%) Land $25,152 Building $147,730
2022	$900.00 Homeowner's exemption	$112,634	$159,135 Land $22,093 Building $137,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	10 (2018–2021)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20