Sacramento County property record for 5117 Shell St, North Highlands, CA 95660 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,824 sqft · built 1978 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $519,000 (Jun 2024) |
| Tax Bill | $6,272 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 228-0530-007-0000 |
| Primary APN | 228-0530-007-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 5117 SHELL ST |
|---|---|
| City | NORTH HIGHLANDS |
| State | CA |
| Zip | 95660-5330 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | MAGPIE VILLA, LOT 2 |
| Legal Subdivision | MAGPIE VILLA |
| Legal Lot Number | 2 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 7413 |
Source: Sacramento County records · APN 228-0530-007-0000
Assessment roll updated July 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 877 LOCUST ST, SAN JOSE, CA 95110-3017 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU |
| Oct 19, 2022 | Grant Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Aug 07, 2018 | Grant Deed, Transfer · Conventional with PMI GALINA GNATYK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on Record |
| Deed Sale | Jun 25, 2024 · Amount on Record |
| Prior Sale | Aug 07, 2018 · Amount on Record |
| Deed Book / Page | 20240625 / 1450 |
| Last Transfer Date | Jul 23, 2024 |
| Transfer Doc | 2024000460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5117 SHELL ST, NORTH HIGHLANDS, CA 95660-5330 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 877 LOCUST ST, SAN JOSE, CA 95110-3017 |
| Document Number | 0000001602 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 202510221602 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Oct 17, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 19, 2022 |
| Property Address | 5117 SHELL ST, NORTH HIGHLANDS, CA 95660-5330 |
| Document Number | 0000000861 |
| Map Reference | MB 111 MAP 5 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022101900861 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF SACRAMENTO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7405 GREENBACK LN # 106, 106, CITRUS HEIGHTS, CA 95610-5653 |
| Document Number | 0000000862 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 2022101900862 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5117 SHELL ST, NORTH HIGHLANDS, CA 95660-5330 |
| Document Number | 1911070594 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Name | Verified Name |
|---|---|
| Address | 141 LANFRANCO CIR SACRAMENTO CA 958352066, SACRAMENTO, CA 95835-2066 |
| Document Number | 1911070594 |
|---|---|
| Date | Nov 07, 2019 |
| Instrument | 1911070594 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 07, 2018 |
| Property Address | 5117 SHELL ST, NORTH HIGHLANDS, CA 95660-5330 |
| Document Number | 1808070848 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 1808070848 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7405 GREENBACK LN #106 CITRUS HEIGHTS CA 956105653, 106, CITRUS HEIGHTS, CA 95610-5653 |
| Document Number | 1808070849 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 1808070849 |
| Name | GALINA GNATYK |
|---|---|
| Address | 6215 BELLA VISTA DR, GRANITE BAY, CA 95746-9463 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $539,967 (+2%) Land $124,848 Building $415,119 | |
| 2025 | $6,272.00 (+57.87%) | $529,380 (+56.74%) Land $122,400 Building $406,980 |
| 2024 | $3,973.00 (-0.7%) | |
| 2023 | $4,001.00 (+6.24%) | $337,739 Land $75,052 Building $262,687 |
| 2022 | $3,766.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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