5116 Saint Catherine Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 5116 Saint Catherine Rd, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,018 sqft · built 1965
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Oct 2018)
Tax Bill	$2,420 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-27-279-002`

Property Details

APN / Parcel Number

Primary APN	`16-27-279-002`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	306 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	446 sqft
Patio Area	394 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Street Address	5116 SAINT CATHERINE RD
City	DUBUQUE
State	IA
Zip	52003-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 9 ALEXANDRIA HEIGHTS;
Legal Subdivision	ALEXANDRIA HEIGHTS
Legal Lot Number	9
Jurisdiction	DUBUQUE IA
Township / Civil Division	MOSALEM
Census Block Group	1
Census Block	1013
Census Tract	10105

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5116 SAINT CATHERINE RD, DUBUQUE, IA 52003-9566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage DUPACO COMMUNITY CU
Mar 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CU
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Oct 10, 2018	Warranty Deed, Transfer · ARM COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	2018-00011938
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	5116 SAINT CATHERINE RD, DUBUQUE, IA 52003-9566
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013544
Date	Dec 15, 2025
Instrument	2025-00013544

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 14, 2035

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	5116 SAINT CATHERINE RD, DUBUQUE, IA 52003-9566
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 SAINT CATHERINE RD, DUBUQUE, IA 52003-9566

Mortgage

Document Number	0000001962
Date	Mar 12, 2024
Instrument	202400001962

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	5116 SAINT CATHERINE RD, DUBUQUE, IA 52003-9566
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005425
Date	Apr 7, 2021
Instrument	2021-00005425

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	5116 SAINT CATHERINE RD, DUBUQUE, IA 52003-9566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012774
Date	Oct 21, 2019
Instrument	2019-00012774

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	5116 SAINT CATHERINE RD, DUBUQUE, IA 52003-9566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006134
Date	May 13, 2020
Instrument	2020-00006134

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 10, 2018
Property Address	5116 SAINT CATHERINE RD, DUBUQUE, IA 52003-9566
Document Number	0000011938
Instrument Date	Sep 24, 2018
Instrument	2018-00011938
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 SAINT CATHERINE RD, DUBUQUE, IA 52003-9566

Mortgage

Document Number	0000011939
Date	Oct 10, 2018
Instrument	2018-00011939

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

Mortgage

Document Number	0000011940
Date	Oct 10, 2018
Instrument	2018-00011940

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2028

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,900 (+1.93%) Land $48,600 Building $162,300	$210,900 (+1.93%) Land $48,600 Building $162,300
2024	$2,420.00 (+9.3%)
2023		$206,900 (+32.23%) Land $46,300 Building $160,600	$206,900 (+32.23%) Land $46,300 Building $160,600
2022	$2,214.00	$156,470 Land $35,600 Building $120,870
2021			$156,470 Land $35,600 Building $120,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY PARK private · serves 180 people · EPA ID IA3100606
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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