5116 Pembrook Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 5116 Pembrook Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,194 sqft · built 1967
Lot Size	0.093 acres (4,065 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Jul 2026)
Tax Bill	$7,690 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-243-011`

Property Details

APN / Parcel Number

Primary APN	`022-243-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Wood
Lot Area	4,065 sqft (0.093 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5116 PEMBROOK DR
City	CAMBRIA
State	CA
Zip	93428-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES U 5 BL 48 LTS 35 & 36
Legal Subdivision	CAMBRIA PINES 05
Legal Block	48
Legal Lot Number	35,36
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2040
Census Tract	10403

Owner

5116 Pembrook Dr is owned by two individuals who bought it in July 2026.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	636 BUNDY WAY, CORONA, CA 92882-6849
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Grant Deed, Transfer · Conventional Mortgage PMC CAPITAL INC
Feb 6, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 13, 2017	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	202621346
Transfer Doc	0000000766
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 8, 2026
Property Address	5116 PEMBROOK DR, CAMBRIA, CA 93428-3251
Document Number	0000021346
Instrument Date	Jun 18, 2026
Instrument	202621346
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102,767.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	636 BUNDY WAY, CORONA, CA 92882-6849
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021347,
Date	Jul 8, 2026
Instrument	202621347

Lender

Name	PMC CAPITAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 6, 2017
Property Address	5116 PEMBROOK DR, CAMBRIA, CA 93428-3251
Document Number	0000005715
Instrument Date	Feb 1, 2017
Instrument	5715
Transaction Type	Transfer
Record Updated	Feb 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6413 W 80TH ST LOS ANGELES CA 900451418, LOS ANGELES, CA 90045-1418

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 13, 2017
Property Address	5116 PEMBROOK DR, CAMBRIA, CA 93428-3251
Document Number	0000001956
Instrument Date	Jan 9, 2017
Instrument	1956
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6413 W 80TH ST LOS ANGELES CA 900451418, LOS ANGELES, CA 90045-1418

Tax Assessment & Valuation

The 2025 property tax bill for 5116 Pembrook Dr was $7,690, up 2.3% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$710,271 (+2%) Land $497,191 Building $213,080
2025	$7,690.00 (+2.3%)	$696,345 Land $487,443 Building $208,902
2024	$7,517.00 (+1.75%)
2023	$7,388.00 (+1.99%)	$669,307 Land $468,516 Building $200,791
2022	$7,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5116 Pembrook Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5116 Pembrook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

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