5116 Cortez Blvd, Sebring, FL 33872 Property Records

Highlands County property record for 5116 Cortez Blvd, Sebring, FL 33872

Property Summary

Property Type	Vacant Land
Lot Size	0.285 acres (12,406 sqft)
Owner	Company Name on File
Tax Bill	$226 (2024)
Deeds & Mortgages	Nov 2020 Loan Modification Feb 2020 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C044813027200120`

Property Details

APN / Parcel Number

Primary APN	`C044813027200120`
Alternative APN	`C-04-34-28-130-2720-0120`

Exterior

Lot Area	12,406 sqft (0.285 acres)
Lot Dimensions	125 ft deep x 99 ft wide

Location & Zoning

Street Address	5116 CORTEZ BLVD
City	SEBRING
State	FL
Zip	33872
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1A
Legal Description	SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 12 BLK 272
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	PATIO HOMES SNL SEBRING
Legal Block	272
Legal Lot Number	12
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2110
Census Tract	960503

Owner

5116 Cortez Blvd, vacant land, is owned by a company that acquired it in February 2008.

Source: Highlands County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	1925 E EDGEWOOD DR, 100, LAKELAND, FL 33803-3480
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Loan Modification, Mortgage HEARTLAND NAT'L BK
Feb 26, 2020	Loan Modification, Mortgage HEARTLAND NAT'L BK
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NAT'L BK
Mar 8, 2018	Deed of Trust, Construction Loan · Line of Credit HEARTLAND NAT'L BK
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage HARBOR CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2008
Deed Sale	Feb 15, 2008
Prior Sale	Aug 15, 2005 · Amount on File
Deed Document Number	20081492431
Deed Book / Page	2124 / 1708
Prior Transfer Date	Feb 1, 2008
Prior Transfer Doc	0001492431
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	5116 CORTEZ BLVD, SEBRING, FL 33872
Document Number	0002009903
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5116 COREZ BLVD SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	0002009903
Date	Dec 7, 2020
Book Page	002788/001061
Instrument	2009903

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	320 US HIGHWAY 27 N, SEBRING, FL 33870-2147

Agreement

Amount	Amount on Record

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	5116 CORTEZ BLVD, SEBRING, FL 33872
Document Number	0001980740
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7027 SUN N LAKE BLVD SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	0001980740
Date	Mar 26, 2020
Book Page	002745/001554
Instrument	1980740

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Term	24 Months
Due	Mar 25, 2022

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5116 CORTEZ BLVD, SEBRING, FL 33872
Document Number	0001953470
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5116 CORTEZ BLVD SEBRING FL 33872, SEBRING, FL 33872

Mortgage

Document Number	0001953470
Date	Aug 23, 2019
Book Page	002709/000371
Instrument	1953470

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 22, 2024

March 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 8, 2018
Property Address	5116 CORTEZ BLVD, SEBRING, FL 33872
Document Number	0001887696
Book / Page	002625 / 000110
Instrument Date	Feb 26, 2018
Instrument	1887696
Transaction Type	Construction Loan
Record Updated	Jan 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001887696
Date	Mar 8, 2018
Book Page	002625/000110
Instrument	1887696

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Mar 7, 2020

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5116 CORTEZ BLVD, SEBRING, FL 33872
Document Number	0001851275
Book / Page	002578 / 000268
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	205 SEA BISCUIT LN AVON PARK FL 33825, AVON PARK, FL 33825

Mortgage

Document Number	0001851275
Date	Apr 28, 2017
Book Page	002578/000268
Instrument	1851275

Lender

Name	HARBOR CMNTY BK
Type	Bank
Address	FORT PIERCE, FL 34950

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,839 Land $23,839	$23,839 Land $23,839
2024	$226.00 (+22.83%)
2023	$184.00 (+12.2%)	$12,416 (+25%) Land $12,416	$12,416 (+25%) Land $12,416
2022	$164.00	$9,933 Land $9,933	$9,933 Land $9,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5116 Cortez Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5116 Cortez Blvd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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