5116 Coos Bay, Laredo, TX 78041 Property Records

Webb County property record for 5116 Coos Bay, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	2,493 sqft · built 2004
Lot Size	0.191 acres (8,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,400 (Dec 2019)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`991-21003-190`

Property Details

APN / Parcel Number

Primary APN	`991-21003-190`
Alternative APN	`291797`

Interior

Stories	1 Story
Building Area	2,493 sqft Living Area
Gross Area	2,893 sqft
1st Floor Area	2,493 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,300 sqft (0.191 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	671 sqft

Location & Zoning

Street Address	5116 COOS BAY
City	LAREDO
State	TX
Zip	78041-1963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 3, LOT 19, PHASE 9
Legal Subdivision	LAKESIDE
Legal Phase	9
Legal Block	3
Legal Lot Number	19
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2002
Census Tract	1714

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5116 COOS BAY, LAREDO, TX 78041-1963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 11, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 13, 2019	Vendor's Lien, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Jul 27, 2005 · Amount on Record
Deed Document Number	20191379450
Deed Book / Page	4708 / 421
Prior Transfer Date	Jun 8, 2015
Prior Transfer Doc	003804/187
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5116 COOS BAY, LAREDO, TX 78041-1963
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 COOS BAY, LAREDO, TX 78041-1963

Mortgage

Document Number	005559/292
Date	Nov 13, 2023
Book Page	5559/292
Instrument	1515080

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jun 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5116 COOS BAY, LAREDO, TX 78041-1963
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 COOS BAY, LAREDO, TX 78041-1963

Mortgage

Document Number	005316/273
Date	Jul 22, 2022
Book Page	5316/273
Instrument	1474727

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5116 COOS BAY, LAREDO, TX 78041-1963
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 COOS BAY, LAREDO, TX 78041-1963

Mortgage

Document Number	0004919/48
Date	Dec 11, 2020
Book Page	4919/48
Instrument	1412974

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2050

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 13, 2019
Property Address	5116 COOS BAY, LAREDO, TX 78041-1963
Document Number	004708/421
Book / Page	4708 / 421
Map Reference	VOL 23 PG 33&34
Instrument Date	Dec 10, 2019
Instrument	1379450
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 COOS BAY, LAREDO, TX 78041-1963

Mortgage

Document Number	0001379451
Date	Dec 13, 2019
Instrument	1379451

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,132 (-0.46%) Land $139,108 Building $260,024	$399,132 (-0.46%) Land $139,108 Building $260,024
2025	$2,029.00 (+6.62%) Homeowner's exemption	$400,995 (+10.8%) Land $139,108 Building $261,887	$400,995 (+10.8%) Land $139,108 Building $261,887
2024	$1,903.00 (-9.38%)
2023		$361,912 Land $103,999 Building $257,913	$361,912 Land $103,999 Building $257,913
2022	$2,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Nearby Properties on Coos Bay

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures