5116 Continental Dr, Frederick, MD 21703 Property Records

Frederick County property record for 5116 Continental Dr, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,738 sqft · built 2018
Lot Size	0.101 acres (4,410 sqft)
Owner	Individual Name on Record
Last Sale	$753,800 (Aug 2024)
Tax Bill	$6,699 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-592281`

Property Details

APN / Parcel Number

Primary APN	`01-592281`
Alternative APN	`592281`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,738 sqft Living Area
Gross Area	4,242 sqft
1st Floor Area	1,319 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,410 sqft (0.101 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	237 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	592281
Street Address	5116 CONTINENTAL DR
City	FREDERICK
State	MD
Zip	21703-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 266 PLAT 2 SECTI 4,410 SQ FT WESTVIEW SOUTH
Legal Subdivision	WESTVIEW SOUTH
Legal Block	2
Legal Lot Number	266
Jurisdiction	FREDERICK MD
Township / Civil Division	1, BUCKEYSTOWN
Census Block Group	2
Census Block	2003
Census Tract	752301

Owner

Source: Frederick County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5116 CONTINENTAL DR, FREDERICK, MD 21703-4804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Aug 8, 2018	Deed, Transfer · Conventional Mortgage THE COLUMBIA BANK
Apr 19, 2018	Grant Deed, Transfer MBWS VENTURES LLC
Apr 13, 2018	Loan Modification, Mortgage PRESIDENTIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Book / Page	17005 / 121
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	0123710300
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5116 CONTINENTAL DR, FREDERICK, MD 21703-4804
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131940394
Date	Sep 9, 2019
Book Page	13194/0394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5116 CONTINENTAL DR, FREDERICK, MD 21703-4804
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COVENANT T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 CONTINENTAL DR, FREDERICK, MD 21703-4804

Mortgage

Document Number	0142750030
Date	Nov 17, 2020
Book Page	14275/30

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5116 CONTINENTAL DR, FREDERICK, MD 21703-4804
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ANDERSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 CONTINENTAL DR, FREDERICK, MD 21703-4804

Mortgage

Document Number	0157030193
Date	Feb 3, 2022
Book Page	15703/193

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 8, 2018
Property Address	5116 CONTINENTAL DR, FREDERICK, MD 21703-4804
Document Number	0125600028
Book / Page	12560 / 0028
Map Reference	MB96 PG20
Instrument Date	Aug 3, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,761.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5116 CONTINENTAL DR, FREDERICK, MD 21703-4804
Investor	Possibly a Property Investor

Mortgage

Document Number	0001256035
Date	Aug 8, 2018
Instrument	12560/35

Lender

Name	THE COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 19, 2018
Property Address	5116 CONTINENTAL DR, FREDERICK, MD 21703-4804
Document Number	0123710300
Book / Page	012371 / 000300
Instrument Date	Apr 13, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$306.24
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1686 E GUDE DR ROCKVILLE MD 208501341, ROCKVILLE, MD 20850-1341

Mortgage

Document Number	123710313
Date	Apr 19, 2018
Book Page	012371/000313

Lender

Name	MBWS VENTURES LLC

Agreement

Amount	Amount Recorded

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	5116 CONTINENTAL DR, FREDERICK, MD 21703-4804
Document Number	0123710307
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0123710307
Date	Apr 19, 2018
Book Page	012371/000307

Lender

Name	PRESIDENTIAL BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$587,400 (+11.04%)	$670,200 (+22.75%) Land $145,000 Building $525,200
2024	$6,699.00 (+6.55%)
2023	$6,287.00	$529,000	$546,000 Land $145,000 Building $401,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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