5116 Austin Rd, Monroe, NC 28112 Property Records

Union County property record for 5116 Austin Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,698 sqft · built 1998
Lot Size	2.99 acres (130,332 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2022)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-180-003B`

Property Details

APN / Parcel Number

Primary APN	`04-180-003B`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,698 sqft Living Area
1st Floor Area	1,671 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Lot Area	130,332 sqft (2.99 acres)
Garage Type	Detached
Porch	Slab
Porch Area	98 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5116 AUSTIN RD
City	MONROE
State	NC
Zip	28112-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	8586-345
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1015
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5116 AUSTIN RD, MONROE, NC 28112-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
May 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 6, 2022	Warranty Deed, Transfer FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	Sep 10, 2004 · Amount on Record
Deed Document Number	202234692
Deed Book / Page	8586 / 345
Prior Transfer Date	Nov 12, 2003
Prior Transfer Doc	0000056102
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5116 AUSTIN RD, MONROE, NC 28112-8232
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 AUSTIN RD, MONROE, NC 28112-8232

Mortgage

Document Number	0000929728
Date	Feb 3, 2026
Book Page	9297/28
Instrument	2666

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 5, 2041
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	12.5%
Index	10-Year TN
Max Rate	12.5%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5116 AUSTIN RD, MONROE, NC 28112-8232
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 AUSUN RD, MONROE, NC 28112

Mortgage

Document Number	0008711852
Date	May 22, 2023
Book Page	8711/852
Instrument	11935

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 6, 2022
Property Address	5116 AUSTIN RD, MONROE, NC 28112-8232
Document Number	0008586345
Book / Page	8586 / 345
Instrument Date	Oct 4, 2022
Instrument	34692
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	723 CLARK AVE, 723, PIQUA, OH 45356-3727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 AUSTIN RD, MONROE, NC 28112-8232

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$794,400 (+6.43%) Land $88,500 Building $705,900	$794,400 (+6.43%) Land $88,500 Building $705,900
2025	$3,440.00 (+46.13%)	$746,400 (+96.84%) Land $88,500 Building $657,900	$746,400 (+96.84%) Land $88,500 Building $657,900
2023	$2,354.00	$379,200 Land $37,700 Building $341,500	$379,200 Land $37,700 Building $341,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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