5115 Reels Mill Rd, Frederick, MD 21704 Property Records

Frederick County property record for 5115 Reels Mill Rd, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,704 sqft · built 1987
Lot Size3.06 acres (133,729 sqft)
OwnerIndividual Name on Record
Last Sale$352,000 (May 2004)
Tax Bill$2,675 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-267751

Property Details

APN / Parcel Number

Primary APN09-267751
Alternative APNs
  • 9267751
  • 267751

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,704 sqft Living Area
1st Floor Area936 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialLogs
Construction TypeLog
Roof MaterialComposition Shingle
Lot Area133,729 sqft
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area252 sqft
Deck Area576 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number267751
Street Address5115 REELS MILL RD
CityFREDERICK
StateMD
Zip21704-7335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLOT 1 3.0752 ACRES SOUTH MEADOWS
Legal SubdivisionSOUTH MEADOWS
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group2
Census Block2017
Census Tract751904

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5115 REELS MILL RD, FREDERICK, MD 21704-7335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
May 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2004 · Amount on Record
Deed SaleMay 4, 2004 · Amount on Record
Prior SaleJun 1, 1987 · Amount on Record
Deed Document Number200443121
Deed Book / Page4571 / 242
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5115 REELS MILL RD, FREDERICK, MD 21704-7335
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySECURITY AMERICAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5115 REELS MILL RD, FREDERICK, MD 21704-7335

Mortgage

Document Number0146660274
DateMar 17, 2021
Book Page14666/274
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5115 REELS MILL RD, FREDERICK, MD 21704-7335
Document Number0118220027
Book / Page011822 / 000027
Instrument DateMay 3, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017
Title CompanySECURITY AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5115 REELS MILL RD FREDERICK MD 217047335, FREDERICK, MD 21704-7335

Mortgage

Document Number0118220027
DateMay 17, 2017
Book Page011822/000027
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 16, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$507,967 (+26.98%)$549,000 (+28.9%) Land $240,200 Building $308,800
2025$2,675.00 (-34.18%)
2023$4,064.00 Homeowner's exemption$400,033$425,900 Land $175,600 Building $250,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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