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5115 Keystone Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 5115 Keystone Dr, Gulf Breeze, FL 32563 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,848 sqft · built 2022
Lot Size0.287 acres (12,502 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Oct 2022)
Tax Bill$3,717 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN24-2S-28-0000-00719-0000

Property Details

APN / Parcel Number

Primary APN24-2S-28-0000-00719-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,848 sqft Heated Area
1st Floor Area2,319 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area12,502 sqft (0.287 acres)
Lot Dimensions1,790 ft deep x 700 ft wide
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number242S280000007190000
Street Address5115 KEYSTONE DR
CityGULF BREEZE
StateFL
Zip32563-8861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATED FOR 2021* COM AT SE CORN OF SEC 24 TOWNSHIP 2 SOUTH RANGE 28 WEST TH N ALO NG E LINE 686 FT TO N R/W HWY
Legal Range28W
Legal Township02S
Legal Section24
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group2
Census Block2004
Census Tract10823

Owner

Source: Santa Rosa County records · APN 24-2S-28-0000-00719-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5115 KEYSTONE DR, GULF BREEZE, FL 32563-8861
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CME LENDING GROUP LLC
Sep 08, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2022 · Amount on Record
Deed SaleOct 05, 2022 · Amount on Record
Prior SaleSep 08, 2021 · Amount on Record
Deed Document Number202257025
Deed Book / Page4332 / 1911
Record UpdatedJun 08, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 05, 2022
Property Address5115 KEYSTONE DR, GULF BREEZE, FL 32563-8861
Document Number0043321911
Book / Page4332 / 1911
Instrument DateOct 03, 2022
Instrument202257025
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2024
Title CompanyPURE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2807 BAY ST, GULF BREEZE, FL 32563-3101

Transferred To (Grantee/Buyer)

NameVerified Name
Address5115 KEYSTONE DR, GULF BREEZE, FL 32563-8861

Mortgage

Document Number0043321913
DateOct 05, 2022
Instrument4332/1913
Lender
NameCME LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 08, 2021
Property Address5115 KEYSTONE DR, GULF BREEZE, FL 32563-8861
Document Number0041740726
Book / Page4174 / 726
Instrument DateSep 07, 2021
Instrument202159767
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$364.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address344 OHIO AVE, VALPARAISO, FL 32580-1049

Transferred To (Grantee/Buyer)

NameVerified Name
Address2807 BAY ST, GULF BREEZE, FL 32563-3101

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,717.00 (-3.23%) Homeowner's exemption$323,242 (+3%)$329,269 (+4.92%) Land $52,500 Building $276,769
2023$3,841.00 (+546.63%)$313,827 (+647.21%) Land $42,000 Building $271,827$313,827 (+647.21%) Land $42,000 Building $271,827
2022$594.00$42,000$42,000 Land $42,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Florida
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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