Isle Of Wight County property record for 5115 James Way, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 972 sqft · built 1940 |
| Lot Size | 0.18 acres (7,975 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,018 (Sep 2021) |
| Tax Bill | $1,023 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06C-03-022 |
| Primary APN | 06C-03-022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,975 sqft (0.18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 5115 JAMES WAY |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | L 22 JAMES A OWEN SUB |
| Legal Lot Number | 22 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | HARDY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 280101 |
5115 James Way is owned and occupied by an individual who bought it in September 2021.
Source: Isle Of Wight County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5115 JAMES WAY, SMITHFIELD, VA 23430-4025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on File |
| Deed Sale | Sep 17, 2021 · Amount on File |
| Prior Sale | Jun 28, 2016 · Amount on File |
| Deed Document Number | 20216644 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5115 James Way was $1,023, up 4.6% from the year before.
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,023.00 (+4.6%) | $126,300 (-) Land $30,000 Building $96,300 | $126,300 (-) Land $30,000 Building $96,300 |
| 2025 | $978.00 | $126,300 Land $30,000 Building $96,300 | $126,300 Land $30,000 Building $96,300 |
| 2023 | $126,300 Land $30,000 Building $96,300 | $126,300 Land $30,000 Building $96,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5115 James Way in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Feb 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5115 James Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENS SUBDIVISION private · serves 116 people · EPA ID VA3093380 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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