5115 Illinois Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 5115 Illinois Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,721 sqft · built 1992
Lot Size	0.29 acres (12,632 sqft)
Owner	Trust Name on File
Last Sale	$360,000 (Jan 2012)
Tax Bill	$5,422 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`253-0210-016-0000`

Property Details

APN / Parcel Number

Primary APN	`253-0210-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,721 sqft Living Area
Gross Area	6,161 sqft
1st Floor Area	3,614 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pool Area	24,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5115 ILLINOIS AVE
City	FAIR OAKS
State	CA
Zip	95628-5441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	E 128.3 FT OF W 628.3 FT OF N 100 FT TRACT 7 RALPH SKINNER TR
Legal Subdivision	RALPH SKINNER
Legal Tract	7
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	8006

Owner

5115 Illinois Ave is owner-occupied and held in a trust since April 2021.

Source: Sacramento County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	5115 ILLINOIS AVE, FAIR OAKS, CA 95628-5441
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Dec 3, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
May 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2012 · Amount on File
Deed Sale	Jan 12, 2012 · Amount on File
Prior Sale	Sep 22, 1999 · Amount on File
Deed Book / Page	20120112 / 955
Last Transfer Date	Apr 21, 2021
Transfer Doc	5050000000156
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2026
Property Address	5115 ILLINOIS AVE, FAIR OAKS, CA 95628-5441
Document Number	2026000230
Book / Page	20261005 / 230
Instrument Date	Sep 25, 2026
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	5115 ILLINOIS AVE, FAIR OAKS, CA 95628-5441

Mortgage

Document Number	2026000230,
Date	Oct 5, 2026
Book Page	20261005/230

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5115 ILLINOIS AVE, FAIR OAKS, CA 95628-5441
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5115 ILLINOIS AVE, FAIR OAKS, CA 95628-5441

Mortgage

Document Number	0000000745
Date	Dec 3, 2024
Instrument	202412030745

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 29, 2039

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 5, 2021
Property Address	5115 ILLINOIS AVE, FAIR OAKS, CA 95628-5441
Document Number	0000000156
Map Reference	MB 15 PG 39
Instrument Date	Apr 21, 2021
Instrument	202105050156
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5115 ILLINOIS AVE, FAIR OAKS, CA 95628-5441

Mortgage

Document Number	0000000157
Date	May 5, 2021
Instrument	202105050157

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5115 Illinois Ave was $5,422 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,209 (+2%) Land $138,360 Building $322,849
2025	$5,422.00 (+0.8%) Homeowner's exemption	$452,167 Land $135,648 Building $316,519
2024	$5,379.00 (+3.16%)
2023	$5,214.00 (+0.42%) Homeowner's exemption	$434,611 Land $130,382 Building $304,229
2022	$5,192.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5115 Illinois Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5115 Illinois Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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