5115 Hessen Rd, Casco, MI 48064 Property Records

St. Clair County property record for 5115 Hessen Rd, Casco, MI 48064

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 2007
Lot Size	5.49 acres (239,144 sqft)
Owner	Individual Name on Record
Last Sale	$267,500 (Jul 2023)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-12-026-1002-000`

Property Details

APN / Parcel Number

Primary APN	`74-12-026-1002-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Lot Area	239,144 sqft (5.49 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5115 HESSEN RD
City	CASCO
State	MI
Zip	48064-3800
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	AG
Legal Description	BEG S 00D 00M 11S W 949.94' FROM NW SEC COR, TH S 00D 00M 11S E 360.27', TH N 88D 40M 43S E 664.16', TH N 00D 02M 48S W
Legal Range	15E
Legal Township	04N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CASCO
Census Block Group	1
Census Block	1003
Census Tract	651100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5115 HESSEN RD, CASCO, MI 48064-3800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 13, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Oct 18, 2007 · Amount on Record
Deed Document Number	202312262
Deed Book / Page	5636 / 791
Prior Transfer Date	Aug 10, 2006
Prior Transfer Doc	003606/144
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 23, 2026
Property Address	5115 HESSEN RD, CASCO, MI 48064-3800
Document Number	0005917862
Book / Page	5917 / 862
Instrument Date	Apr 17, 2026
Instrument	20268408
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5115 HESSEN RD, CASCO, MI 48064-3800

Mortgage

Document Number	0000008408,
Date	Apr 23, 2026
Book Page	5917/862
Instrument	20268408

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Sep 1, 2053

Interest

Rate	6.22%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 13, 2023
Property Address	5115 HESSEN RD, CASCO, MI 48064-3800
Document Number	0005636791
Book / Page	5636 / 791
Instrument Date	Jun 26, 2023
Instrument	2023012262
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,006.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2509 BIRCHVIEW LN, HOPKINS, MN 55305-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4215 LUBAH ROAD, CASCO, MI 48064-2611

Mortgage

Document Number	0005632247
Date	Jun 27, 2023
Book Page	5632/247
Instrument	2023011293

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Casco Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,500 (+7.48%)	$319,000 (+7.48%)
2025	$3,768.00 (+5.13%) Homeowner's exemption	$148,400 (+10.83%)
2024	$3,584.00 (+70.42%)		$296,800 (+10.83%)
2023		$133,900
2022	$2,103.00		$267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Duke Broadband Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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