5115 E Lowe Rd, Mead, WA 99021 Property Records

Spokane County property record for 5115 E Lowe Rd, Mead, WA 99021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,023 sqft · built 1992
Lot Size	0.505 acres (22,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$571,910 (Jul 2026)
Tax Bill	$6,371 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37351.0921`

Property Details

APN / Parcel Number

Primary APN	`37351.0921`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,023 sqft Living Area
Gross Area	3,926 sqft
1st Floor Area	1,653 sqft
Basement Area	689 sqft
Finished Basement	650 sqft
Unfinished Basement	39 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,004 sqft (0.505 acres)
Lot Dimensions	207 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	24 sqft
Deck Area	585 sqft
Patio Area	2,000 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5115 E LOWE RD
City	MEAD
State	WA
Zip	99021-9495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	PINEWOOD HILLS 3RD ADDITION LT 21 BLK 1
Legal Range	43E
Legal Township	27N
Legal Section	35
Legal Subdivision	PINEWOOD HILLS 3RD ADDITION
Legal Block	1
Legal Lot Number	21
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1007
Census Tract	10203

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5115 E LOWE RD, MEAD, WA 99021-9495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Sep 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK NORTHWEST
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	20267499566
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 2, 2026
Property Address	5115 E LOWE RD, MEAD, WA 99021-9495
Document Number	0007499566
Instrument Date	Jul 2, 2026
Instrument	20267499566
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5115 E LOWE RD, MEAD, WA 99021-9495

Mortgage

Document Number	0007499567,
Date	Jul 2, 2026
Instrument	20267499567

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5115 E LOWE RD, MEAD, WA 99021-9495
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007468899
Date	Feb 9, 2026
Instrument	7468899

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 8, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5115 E LOWE RD, MEAD, WA 99021-9495
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5115 E LOWE RD, MEAD, WA 99021-9495

Mortgage

Document Number	0007123224
Date	Sep 8, 2021
Instrument	7123224

Lender

Name	STATE BANK NORTHWEST
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 1, 2021
Property Address	5115 E LOWE RD, MEAD, WA 99021-9495
Document Number	0007133464
Map Reference	VOL 20 PG 17
Instrument Date	Sep 28, 2021
Instrument	7133464
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,784.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5115 E LOWE RD, MEAD, WA 99021-9495

Mortgage

Document Number	0007133465
Date	Oct 1, 2021
Instrument	7133465

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5115 E LOWE RD, MEAD, WA 99021-9495
Document Number	0006693660
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5115 E LOWE RD MEAD WA 990219495, MEAD, WA 99021-9495

Mortgage

Document Number	0006693660
Date	Mar 26, 2018
Instrument	6693660

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,371.00 (-1.36%)	$618,000 (-2.2%) Land $140,000 Building $478,000	$618,000 (-2.2%) Land $140,000 Building $478,000
2025	$6,459.00 (+12.19%)	$631,900 (-) Land $130,000 Building $501,900	$631,900 (-) Land $130,000 Building $501,900
2024		$631,900 (+61.28%) Land $115,000 Building $516,900	$631,900 (+61.28%) Land $115,000 Building $516,900
2023	$5,757.00 (+33.51%)	$391,800 Land $70,000 Building $321,800	$391,800 Land $70,000 Building $321,800
2022	$4,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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