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5115 E 10th Pl, Panama City, FL 32404 Property Records

Bay County property record for 5115 E 10th Pl, Panama City, FL 32404

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 1 ba · 1,000 sqft · built 1958
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on Record
Tax Bill$203 (2025)
Deeds & MortgagesMar 2023 Transfer
Jul 2021 Transfer
Flood ZoneZone X (minimal risk)
APN15008-000-000

Property Details

APN / Parcel Number

Primary APN15008-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1958
Exterior MaterialShingles
Lot Area6,273 sqft (0.144 acres)
Lot Dimensions90 ft deep x 70 ft wide
PorchPorch
Porch Area78 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5115 E 10TH PL
CityPANAMA CITY
StateFL
Zip32404-3205
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description1 4S 14W -87- 118A4 BEG 90' S & 650' E OF NW COR OF SE1/4 TH E 170' S 90' W 170
Legal Range14W
Legal Township04S
Legal Section01
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1035
Census Tract1100

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address704 HAMMOND LAKE DR, FOUNTAIN, FL 32438-2901
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 6, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleJul 6, 2021
Last Transfer DateMar 28, 2023
Transfer Doc0046711994
Record UpdatedJun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateMar 28, 2023
Property Address5115 E 10TH PL, PANAMA CITY, FL 32404-3205
Document Number0046711994
Book / Page4671 / 1994
Instrument DateMar 22, 2023
Instrument2023018469
Transaction TypeTransfer
Record UpdatedApr 21, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address704 HAMMOND LAKE DR, FOUNTAIN, FL 32438-2901

Transferred To (Grantee/Buyer)

NameVerified Name
Address5116 E 10TH PL, PANAMA CITY, FL 32404-9417

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateJul 6, 2021
Property Address5115 E 10TH PL, PANAMA CITY, FL 32404-3205
Document Number0044291871
Book / Page4429 / 1871
Instrument DateJul 6, 2021
Instrument2021051212
Transaction TypeTransfer
Record UpdatedJul 26, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address10011 WESTERN RD, 10011, FOUNTAIN, FL 32438-2835

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 HAMMOND LAKE DR, FOUNTAIN, FL 32438-2901

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$203.00 (+34.44%)$19,278 (+54.55%) Land $19,278$19,278 (+54.55%) Land $19,278
2023$151.00 (+21.77%)$12,474 (+15.79%) Land $12,474$12,474 (+15.79%) Land $12,474
2022$124.00$10,773 Land $10,773$10,773 Land $10,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims18 (1998–2021)
Claims Outside the SFHA10 of 18
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims
  • Hurricane Dennis, Jul 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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