Charles County property record for 5115 Culpepper Pl, Bryans Road, MD 20616
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,319 sqft · built 2002 |
| Lot Size | 0.236 acres (10,283 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Jan 2026) |
| Tax Bill | $11,642 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-076371 |
| Primary APN | 07-076371 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,319 sqft Living Area |
| Gross Area | 3,719 sqft |
| 1st Floor Area | 1,202 sqft |
| Basement Area | 941 sqft |
| Finished Basement | 941 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,283 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 332 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 076371 |
|---|---|
| Street Address | 5115 CULPEPPER PL |
| City | BRYANS ROAD |
| State | MD |
| Zip | 20616-6068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 4 = 0.2361 AC VILLAS AT SOUTH HAMPTON |
| Legal Subdivision | VILLAS AT SOUTH HAMPTON |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850101 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5115 CULPEPPER PL, BRYANS ROAD, MD 20616-6068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Dec 29, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| May 19, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jan 6, 2026 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 9, 2020 | Deed, Transfer · VA Mortgage PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on Record |
| Deed Sale | Jan 6, 2026 · Amount on Record |
| Prior Sale | Jun 9, 2020 · Amount on Record |
| Deed Book / Page | 13917 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5115 CULPEPPER PL, BRYANS ROAD, MD 20616-6068 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0140000127 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 14000/127 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | May 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5115 CULPEPPER PL, BRYANS ROAD, MD 20616-6068 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0123020167 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 12302/167 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 5115 CULPEPPER PL, BRYANS ROAD, MD 20616-6068 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0136630200 |
|---|---|
| Date | May 19, 2025 |
| Book Page | 13663/200 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 6, 2026 |
| Property Address | 5115 CULPEPPER PL, BRYANS ROAD, MD 20616-6068 |
| Document Number | 0139170279 |
| Book / Page | 13917 / 279 |
| Map Reference | MB RAD 53 PL 351&352 |
| Instrument Date | Dec 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | KEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,337.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5115 CULPEPPER PL, BRYANS ROAD, MD 20616-6068 |
| Document Number | 0013917284 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 13917/284 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 9, 2020 |
| Property Address | 5115 CULPEPPER PL, BRYANS ROAD, MD 20616-6068 |
| Document Number | 0111660194 |
| Book / Page | 11166 / 194 |
| Map Reference | MB RAD 53 PL 351&352 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CHAMPION TITLE & SETMNTS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,735.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5115 CULPEPPER PL, BRYANS ROAD, MD 20616-6068 |
| Document Number | 11166201 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 11166/201 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $484,100 (+4%) | $521,300 (+11.99%) Land $124,900 Building $396,400 | |
| 2025 | $11,642.00 (+144.22%) Homeowner's exemption | $465,500 (+27.59%) Land $72,100 Building $393,400 | $465,500 (-) Land $72,100 Building $393,400 |
| 2023 | $4,767.00 Homeowner's exemption | $364,833 | $465,500 Land $72,100 Building $393,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1983–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRYANS ROAD serves 6,260 people · EPA ID MD0080033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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