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5115 Countryside Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5115 Countryside Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,668 sqft · built 2007
Lot Size0.505 acres (21,997 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Apr 2017)
Tax Bill$3,487 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-25-31-2869-0001-1100

Property Details

APN / Parcel Number

Primary APN20-25-31-2869-0001-1100
Alternative APNs
  • 253120286900011100
  • 91535

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,668 sqft Living Area
Gross Area3,515 sqft
1st Floor Area2,668 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,997 sqft (0.505 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area341 sqft
Patio Area182 sqft
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5115 COUNTRYSIDE CT
CitySAINT CLOUD
StateFL
Zip34771-9630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORMH
Legal DescriptionCOUNTRYSIDE PB 4 PG 18-20 LOT 110
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionCOUNTRYSIDE
Legal Tract2869
Legal Block1100
Legal Lot Number110
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5115 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · VA Mortgage
AFFINITY MORTGAGE LLC
Apr 17, 2017Warranty Deed, Transfer · VA Mortgage
DBA BOONYAH MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2017 · Amount on Record
Deed SaleApr 17, 2017 · Amount on Record
Prior SaleAug 4, 2006 · Amount on Record
Deed Document Number201756662
Deed Book / Page5133 / 178
Prior Transfer DateFeb 23, 2007
Prior Transfer Doc0034161639
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5115 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9630
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5115 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9630

Mortgage

Document Number0058992989
DateFeb 26, 2021
Book Page5899/2989
Instrument2021028796
Lender
NameAFFINITY MORTGAGE LLC
TypeMortgage Company
AddressLENEXA, KS 66215
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 17, 2017
Property Address5115 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9630
Document Number0051330178
Book / Page5133 / 0178
Map ReferenceMB4 PG18-20
Instrument DateApr 14, 2017
Instrument2017056662
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyA CLEAR CHOICE TITLE & ESCRO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address177 WESTMORELAND CIR, 177, KISSIMMEE, FL 34744-5459

Transferred To (Grantee/Buyer)

NameVerified Name
Address5115 COUNTRYSIDE CT, SAINT CLOUD, FL 34771-9630

Mortgage

Document Number0051330179
DateApr 17, 2017
Instrument5133/0179
Lender
NameDBA BOONYAH MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,487.00 (+3.29%) Homeowner's exemption Veteran's exemption$246,104 (+5.99%)$398,100 (+10.77%) Land $55,000 Building $343,100
2024$3,376.00 (+2.21%)
2023$3,303.00 (+4.33%) Homeowner's exemption$232,203 (+3%)$359,400 (+34.76%) Land $45,000 Building $314,400
2022$3,166.00 Homeowner's exemption$225,440$266,700 Land $45,000 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Spectrum.

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