Hamilton County property record for 5115 Clareridge Ct, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,062 sqft · built 1986 |
| Lot Size | 0.223 acres (9,757 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,323 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0033-0194-00 |
| Primary APN | 540-0033-0194-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,062 sqft Living Area |
| 1st Floor Area | 1,198 sqft |
| 2nd Floor Area | 864 sqft |
| Basement Area | 1,198 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,757 sqft (0.223 acres) |
| Lot Dimensions | 117 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5115 CLARERIDGE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARERIDGE CT-CLAREBUFF CT 85 X 117.70 IRR LOT 532 MT ALVERNO ESTATES BLD PT IV |
| Legal Subdivision | MT ALVERNO ESTATES |
| Legal Block | D |
| Legal Lot Number | 532 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21421 |
5115 Clareridge Ct is owned and occupied by two individuals who acquired it in January 1990.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5115 CLARERIDGE CT, CINCINNATI, OH 45238-5987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Jan 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Jan 28, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 22, 2026 |
| Property Address | 5115 CLARERIDGE CT, CINCINNATI, OH 45238-5987 |
| Document Number | 0000049308 |
| Book / Page | 15691 / 115 |
| Instrument Date | May 19, 2026 |
| Instrument | 202649308 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5115 CLARERIDGE CT, CINCINNATI, OH 45238-5987 |
| Document Number | 0000049308, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 15691/115 |
| Instrument | 202649308 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5115 CLARERIDGE CT, CINCINNATI, OH 45238-5987 |
| Document Number | 0000045544 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5115 CLARERIDGE CT CINCINNATI OH 452385987, CINCINNATI, OH 45238-5987 |
| Document Number | 0000045544 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 014169/000279 |
| Instrument | 45544 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 14, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5115 CLARERIDGE CT, CINCINNATI, OH 45238-5987 |
| Document Number | 0000011476 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5115 CLARERIDGE CT CINCINNATI OH 452385987, CINCINNATI, OH 45238-5987 |
| Document Number | 0000011476 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 013854/000740 |
| Instrument | 11476 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 12, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5115 CLARERIDGE CT, CINCINNATI, OH 45238-5987 |
| Document Number | 0000011477 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5115 CLARERIDGE CT CINCINNATI OH 452385987, CINCINNATI, OH 45238-5987 |
| Document Number | 0000011477 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 013854/000745 |
| Instrument | 11477 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5115 Clareridge Ct was $5,323 with a homeowner's exemption, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,323.00 (+2.4%) Homeowner's exemption | $99,799 (-) Land $11,270 Building $88,529 | |
| 2024 | $5,198.00 (-1.22%) Homeowner's exemption | $99,799 (-) Land $11,270 Building $88,529 | |
| 2023 | $5,262.00 (+52.12%) Homeowner's exemption | $99,799 (+61.75%) Land $11,270 Building $88,529 | $285,140 Land $32,200 Building $252,940 |
| 2022 | $3,459.00 Homeowner's exemption | $61,698 Land $9,821 Building $51,877 | |
| 2020 | $176,280 Land $28,060 Building $148,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5115 Clareridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5115 Clareridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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