Cleveland County property record for 5115 Circle Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,125 sqft · built 1969 |
| Lot Size | 0.677 acres (29,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Nov 2025) |
| Tax Bill | $1,621 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1350803 |
| Primary APN | 1350803 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,125 sqft Finished Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 29,500 sqft (0.677 acres) |
| Lot Dimensions | 295 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 832 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 288 sqft |
| Storage Building | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1350803 |
|---|---|
| Street Address | 5115 CIRCLE DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-8608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #66 BLK E SEC 1 SUBURBAN ACRES |
| Legal Subdivision | SUBURBAN ACRES |
| Legal Block | 5 |
| Legal Lot Number | 17 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 951602 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5115 CIRCLE DR, SHELBY, NC 28152-8608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Nov 10, 2025 | Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| Nov 29, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Sep 19, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on File |
| Deed Sale | Nov 10, 2025 · Amount on File |
| Prior Sale | Sep 19, 2022 · Amount on File |
| Deed Document Number | 2025200121039 |
| Deed Book / Page | 1960 / 1086 |
| Prior Transfer Date | Jul 21, 2017 |
| Prior Transfer Doc | 0017470284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 10, 2025 |
| Property Address | 5115 CIRCLE DR, SHELBY, NC 28152-8608 |
| Document Number | 0019601086 |
| Book / Page | 1960 / 1086 |
| Map Reference | MB 10 PG 52 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 200121039 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $454.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 ALDEN CT, SHELBY, NC 28152-7200 |
| Name | Verified Name |
|---|---|
| Address | 5115 CIRCLE DR, SHELBY, NC 28152-8608 |
| Document Number | 0200121040 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 200121040 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 5115 CIRCLE DR, SHELBY, NC 28152-8608 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0017810462 |
|---|---|
| Date | Nov 29, 2018 |
| Book Page | 1781/0462 |
| Instrument | 200020602 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 19, 2022 |
| Property Address | 5115 CIRCLE DR, SHELBY, NC 28152-8608 |
| Document Number | 0018822494 |
| Book / Page | 1882 / 2494 |
| Map Reference | MB 10 PG 52 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 200078513 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | BARRISTER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $416.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2519 TWO OAKS DR, 2519, CHARLESTON, SC 29414-4826 |
| Name | Verified Name |
|---|---|
| Address | 5115 CIRCLE DR, SHELBY, NC 28152-8608 |
| Document Number | 0018822499 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 1882/2499 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Patterson Springs Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,621.00 (-0.49%) | $201,213 (-3.09%) Land $22,040 Building $179,173 | $201,213 (-3.09%) Land $22,040 Building $179,173 |
| 2025 | $1,629.00 | $207,637 (+156.36%) Land $22,040 Building $185,597 | $207,637 (+156.36%) Land $22,040 Building $185,597 |
| 2023 | $80,995 Land $14,500 Building $66,495 | $80,995 Land $14,500 Building $66,495 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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