5115 Blacksmith Ct, Waldorf, MD 20603 Property Records

Charles County property record for 5115 Blacksmith Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,434 sqft · built 1987
Lot Size	0.157 acres (6,823 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Mar 2026)
Tax Bill	$10,275 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-164382`

Property Details

APN / Parcel Number

Primary APN	`06-164382`
Alternative APNs	`6164382` `164382`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,434 sqft Living Area
Gross Area	1,654 sqft
1st Floor Area	662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,823 sqft (0.157 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	164382
Street Address	5115 BLACKSMITH CT
City	WALDORF
State	MD
Zip	20603-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 115 PARCEL A DORCHESTER NBH-WESTLAKE ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	1
Legal Lot Number	115
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1000
Census Tract	851501

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5115 BLACKSMITH CT, WALDORF, MD 20603-4709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 24, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2020	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Dec 27, 2019	Grant Deed, Transfer LAKESIDE TITLE
Jul 2, 2019	Grant Deed, Foreclosure ATTORNEY ONLY
Jun 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Mar 17, 2017	Loan Modification, Mortgage HSBC BK USA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Apr 3, 2020 · Amount on Record
Deed Book / Page	13980 / 81
Prior Transfer Date	Apr 17, 2019
Prior Transfer Doc	0106640151
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 4, 2026
Property Address	5115 BLACKSMITH CT, WALDORF, MD 20603-4709
Document Number	0139800081
Book / Page	13980 / 81
Map Reference	MB DGB 36 PL 7
Instrument Date	Feb 26, 2026
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5115 BLACKSMITH CT, WALDORF, MD 20603-4709

Mortgage

Document Number	0139800089
Date	Mar 4, 2026
Book Page	13980/89

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	5115 BLACKSMITH CT, WALDORF, MD 20603-4709
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117060312
Date	Mar 24, 2021
Book Page	11706/312

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	May 1, 2050

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 3, 2020
Property Address	5115 BLACKSMITH CT, WALDORF, MD 20603-4709
Document Number	0110730026
Book / Page	11073 / 26
Map Reference	MB DGB 36 PL 7
Instrument Date	Mar 18, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5115 BLACKSMITH CT, WALDORF, MD 20603-4709

Mortgage

Document Number	0001107033
Date	Apr 3, 2020
Instrument	1107/033

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 27, 2019
Property Address	5115 BLACKSMITH CT, WALDORF, MD 20603-4709
Document Number	0109320104
Book / Page	010932 / 000104
Instrument Date	Dec 11, 2019
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Tax	$187.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5115 BLACKSMITH CT WALDORF MD 206034709, WALDORF, MD 20603-4709

July 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 2, 2019
Property Address	5115 BLACKSMITH CT, WALDORF, MD 20603-4709
Document Number	0106940309
Book / Page	010694 / 000309
Instrument Date	Jun 18, 2019
Transaction Type	Foreclosure
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 11, 2019
Property Address	5115 BLACKSMITH CT, WALDORF, MD 20603-4709
Document Number	0106640151
Book / Page	010664 / 000151
Instrument Date	Feb 5, 2019
Transaction Type	Foreclosure
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$160.36
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	5115 BLACKSMITH CT WALDORF MD 206034709, WALDORF, MD 20603-4709

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	5115 BLACKSMITH CT, WALDORF, MD 20603-4709
Document Number	0098250332
Book / Page	009825 / 000332
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5115 BLACKSMITH CT WALDORF MD 206034709, WALDORF, MD 20603-4709

Mortgage

Document Number	0098250332
Date	May 9, 2017
Book Page	009825/000332

Lender

Name	HSBC BK USA NA
Type	Bank
Address	DEPEW, NY 14043

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,500 (+10.2%)	$404,800 (-) Land $125,100 Building $279,700
2025	$10,275.00 (+157.71%)	$336,200 (+20.73%)	$404,800 (+34.08%) Land $125,100 Building $279,700
2023	$3,987.00	$278,467	$301,900 Land $125,100 Building $176,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250

5115 Blacksmith Ct, Waldorf, MD 20603 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Grant Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2019: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Blacksmith Ct

Nearby Streets

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