5115 Ascot Dr, Cumming, GA 30028 Property Records

Forsyth County property record for 5115 Ascot Dr, Cumming, GA 30028

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,690 sqft · built 1992
Lot Size	6.56 acres (285,754 sqft)
Owner	Trust Name on File
Last Sale	$494,200 (Sep 2018)
Tax Bill	$7,958 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-000-009`

Property Details

APN / Parcel Number

Primary APN	`072-000-009`
Alternative APNs	`000000060623` `0000255248` `072 009`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,690 sqft Living Area
1st Floor Area	2,060 sqft
Upper Floors Area	1,000 sqft
Basement Area	2,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	285,754 sqft
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000255248
Street Address	5115 ASCOT DR
City	CUMMING
State	GA
Zip	30028-7931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1R
Legal Description	3-1 492-517 LT25 PH 2 ASCOT
Legal Subdivision	ASCOT
Legal Phase	2
Legal Block	2
Legal Lot Number	25
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	2
Census Block	2000
Census Tract	130301

Owner

5115 Ascot Dr is owner-occupied and held in a trust since April 2022.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	5115 ASCOT DR, CUMMING, GA 30028-7931
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 19, 2018	Grant Deed, Transfer · Conventional Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on File
Deed Sale	Sep 17, 2018 · Amount on File
Prior Sale	Aug 12, 1997 · Amount on File
Deed Document Number	20189651
Deed Book / Page	8679 / 686
Last Transfer Date	Apr 22, 2022
Transfer Doc	1069000535
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5115 ASCOT DR, CUMMING, GA 30028-7931
Document Number	0097430496
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5115 ASCOT DR CUMMING GA 300287931, CUMMING, GA 30028-7931

Mortgage

Document Number	0097430496
Date	Nov 18, 2020
Book Page	009743/000496

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	5115 ASCOT DR, CUMMING, GA 30028-7931
Document Number	0088770717
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5115 ASCOT DR CUMMING GA 300287931, CUMMING, GA 30028-7931

Mortgage

Document Number	0088770717
Date	May 7, 2019
Book Page	008877/000717

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Sep 19, 2018
Property Address	5115 ASCOT DR, CUMMING, GA 30028-7931
Document Number	0086790686
Book / Page	008679 / 000686
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5115 ASCOT DR CUMMING GA 300287931, CUMMING, GA 30028-7931

Mortgage

Document Number	86790688
Date	Sep 19, 2018
Book Page	008679/000688

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5115 Ascot Dr was $7,958 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,958.00	$374,132 Land $133,376 Building $240,756	$935,330 Land $333,440 Building $601,890
2023	$6,380.00 (-0.22%) Homeowner's exemption	$315,316 (+41.55%) Land $111,576 Building $203,740	$788,290 (+41.55%) Land $278,940 Building $509,350
2022	$6,394.00 Homeowner's exemption	$222,756 Land $87,208 Building $135,548	$556,890 Land $218,020 Building $338,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5115 Ascot Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5115 Ascot Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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