Highlands County property record for 5115 Ariel Ln, Sebring, FL 33876
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,153 sqft · built 2008 |
| Lot Size | 0.373 acres (16,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,900 (Mar 2022) |
| Tax Bill | $1,688 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-22-35-29-030-0050-0090 |
| Primary APN | C-22-35-29-030-0050-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,153 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 16,265 sqft (0.373 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Driveway | Driveway |
| Driveway Area | 275 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 44 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 5115 ARIEL LN |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-5901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | DESOTO CITY 2ND SUB PB 1-PG 39 LTS 9-10-11 BLK 5 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 22 |
| Legal Subdivision | DESOTO CITY 2ND SUB SEC 22 |
| Legal Block | 5 |
| Legal Lot Number | 9-11 10 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 961202 |
5115 Ariel Ln is owned and occupied by an individual who bought it in March 2022.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5115 ARIEL LN, SEBRING, FL 33876-5901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| May 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage THE MORTGAGE FIRM INC |
| Mar 22, 2022 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on File |
| Deed Sale | Mar 22, 2022 · Amount on File |
| Prior Sale | Jun 2, 2008 · Amount on File |
| Deed Document Number | 2083839 |
| Deed Book / Page | 2892 / 622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5115 ARIEL LN, SEBRING, FL 33876-5901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5115 ARIEL LN, SEBRING, FL 33876-5901 |
| Document Number | 0002154239 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 2979/386 |
| Instrument | 2154239 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5115 ARIEL LN, SEBRING, FL 33876-5901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Title Company | SUNSTATE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 904 S FLORIDA AVE 1, 1, AVON PARK, FL 33825-5007 |
| Document Number | 0002096128 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 2907/1662 |
| Instrument | 2096128 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 22, 2022 |
| Property Address | 5115 ARIEL LN, SEBRING, FL 33876-5901 |
| Document Number | 0002083839 |
| Book / Page | 2892 / 622 |
| Map Reference | MB 1 PG 39 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2083839 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5115 ARIEL LN, 5115, SEBRING, FL 33876-5901 |
| Name | Verified Name |
|---|---|
| Address | 796 SUMNER RD, WAUCHULA, FL 33873-4460 |
| Document Number | 0002892624 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2892/624 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Number | 0002083841 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 2892/635 |
| Instrument | 2083841 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $154,204 | $179,308 Land $17,640 Building $161,668 | |
| 2024 | $1,688.00 (+2.37%) | ||
| 2023 | $1,649.00 (+135.91%) Homeowner's exemption | $140,757 (+122.43%) Land $11,760 Building $128,997 | $140,757 (+4.4%) Land $11,760 Building $128,997 |
| 2022 | $699.00 Homeowner's exemption | $63,282 | $134,826 Land $9,996 Building $124,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5115 Ariel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5115 Ariel Ln is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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