51148 Lawrence Rd, Decatur, MI 49045 Property Records

Cass County property record for 51148 Lawrence Rd, Decatur, MI 49045

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,295 sqft
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$183,000 (Jul 2022)
Tax Bill$938 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-140-011-003-10

Property Details

APN / Parcel Number

Primary APN14-140-011-003-10

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,295 sqft Gross Area
1st Floor Area614 sqft
Basement Area614 sqft
Unfinished Basement658 sqft

Exterior

Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address51148 LAWRENCE RD
CityDECATUR
StateMI
Zip49045-9417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description. 94B 5-14 316-304 COM S 0 DEG 40'3E 584.64 FT FRM NE COR SEC 11, TH S 0 DEG 40'3E 272.55 FT, S 89 DEG 19'57W 160 FT, N 0
JurisdictionCASS MI
Township / Civil DivisionVOLINIA
Census Block Group1
Census Block1038
Census Tract1701

Owner

Source: Cass County assessment roll, APN 14-140-011-003-10, as of August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address51148 LAWRENCE RD, DECATUR, MI 49045-9417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jul 28, 2022Warranty Deed, Transfer · Conventional Mortgage
CONSUMERS CU
Aug 13, 2019Warranty Deed, Transfer · Conventional Mortgage
MORIA DEVELOPMENT INC
May 03, 2018Warranty Deed, Transfer · Conventional Mortgage
HONOR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleAug 13, 2019 · Amount on Record
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MI
Property Address51148 LAWRENCE RD, DECATUR, MI 49045-9417
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001185/959
DateNov 30, 2020
Book Page1185/959
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term345 Months
DueAug 01, 2049

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateJul 28, 2022
Property Address51148 LAWRENCE RD, DECATUR, MI 49045-9417
Document Number01220/2169
Book / Page1220 / 2169
Instrument DateJul 25, 2022
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,372.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address51148 LAWRENCE RD, 51148, DECATUR, MI 49045-9417

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address51148 LAWRENCE RD, DECATUR, MI 49045-9417

Mortgage

Document Number0012202171
DateJul 28, 2022
Instrument1220-2171
Lender
NameCONSUMERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateAug 13, 2019
Property Address51148 LAWRENCE RD, DECATUR, MI 49045-9417
Document Number01158/2348
Book / Page1158 / 2348
Instrument DateAug 01, 2019
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,186.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address878 N SNOWPRAIRIE RD, 878, UNION CITY, MI 49094-9715

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 WALKER ST APT 15, 15, LAWTON, MI 49065-9761

Mortgage

Document Number0011582171
DateAug 13, 2019
Instrument1158/2171
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateMay 03, 2018
Property Address51148 LAWRENCE RD, DECATUR, MI 49045-9417
Document Number01139/0726
Book / Page1139 / 0726
Instrument DateApr 27, 2018
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyNATIONS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,075.02
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address51148 LAWRENCE RD, 51148, DECATUR, MI 49045-9417

Transferred To (Grantee/Buyer)

NameVerified Name
Address84242 42ND ST, DECATUR, MI 49045-9194

Mortgage

Document Number0001139728
DateMay 03, 2018
Instrument1139/728
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Cass County assessment roll as of August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
County SubdivisionVolinia Township
Unified School DistrictMarcellus Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$93,800 (-5.16%)$187,600 (-5.16%)
2025$938.00 (-43.56%) Homeowner's exemption$98,900 (+23.63%) Land $7,000 Building $91,900$197,800 (+23.63%) Land $14,000 Building $183,800
2023$80,000$160,000
2022$1,662.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), as of September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 3 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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