5114 Raintree Dr, Midland, MI 48640 Property Records

Midland County property record for 5114 Raintree Dr, Midland, MI 48640

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,120 sqft · built 1993
Owner	Individual Name on File
Last Sale	$159,500 (Aug 2021)
Tax Bill	$2,129 (2022)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-06-96-083`

Property Details

APN / Parcel Number

Primary APN	`14-06-96-083`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1993
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	140696083
Street Address	5114 RAINTREE DR
City	MIDLAND
State	MI
Zip	48640-1998
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RB
Legal Description	UNIT 24 BLDG 6 RAINTREE CONDO L565 P1072-1107 AMENDED AT L579 P185, L588 P383-392, L589 P615-687, L624 P794-808 L637
Legal Subdivision	RAINTREE CONDO
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4003
Census Tract	291000

Owner

5114 Raintree Dr, a condominium, is owned and occupied by an individual who bought it in August 2021.

Source: Midland County records, as of June 19, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5114 RAINTREE DR, MIDLAND, MI 48640-1998
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Jul 28, 2016
Deed Document Number	0001648576
Deed Book / Page	1648 / 576
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 3, 2021
Property Address	5114 RAINTREE DR, MIDLAND, MI 48640-1998
Document Number	1648/576
Book / Page	1648 / 576
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,196.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5114 RAINTREE DR, 5114, MIDLAND, MI 48640-1998

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5114 RAINTREE DR, MIDLAND, MI 48640-1998

Mortgage

Document Number	1648577
Date	Aug 3, 2021
Instrument	1648/577

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

FEMA maps place 5114 Raintree Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	17 (1986–2020)
Claims Outside the SFHA	4 of 17
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5114 Raintree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20