5114 Pebble Stone Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 5114 Pebble Stone Ct, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,267 sqft · built 2004
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on Record
Last Sale$432,000 (May 2018)
Tax Bill$4,523 (2026)
Deeds & MortgagesMay 2018 Line of Credit
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN194052

Property Details

APN / Parcel Number

Primary APN194052

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area3,267 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area46,609 sqft (1.07 acres)
PorchPorch
Porch Area386 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5114 PEBBLE STONE CT
CityGASTONIA
StateNC
Zip28056-8104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSTONE RIDGE L 28 15 115 008 27 000
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1013
Census Tract33306

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5114 PEBBLE STONE CT, GASTONIA, NC 28056-8104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2018Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
May 31, 2018Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2018 · Amount on Record
Deed SaleMay 31, 2018 · Amount on Record
Prior SaleJul 25, 2005 · Amount on Record
Deed Book / Page4980 / 431
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address5114 PEBBLE STONE CT, GASTONIA, NC 28056-8104
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049800451
DateMay 31, 2018
Book Page4980/0451
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressHICKORY, NC 28601
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 31, 2018
Property Address5114 PEBBLE STONE CT, GASTONIA, NC 28056-8104
Document Number0049800431
Book / Page4980 / 0431
Map ReferenceMB 58 PG 82
Instrument DateMay 30, 2018
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$864.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address713 KAVEN ROCK DR, 713, BOONE, NC 28607

Transferred To (Grantee/Buyer)

NameVerified Name
Address5114 PEBBLE STONE CT, GASTONIA, NC 28056-8104

Mortgage

Document Number49800433
DateMay 31, 2018
Instrument4980/0433
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Change Frequency5 Years
Min Rate At Change3.25%
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,523.00 (+2.73%)$633,530 (-) Land $40,900 Building $592,630
2023$4,403.00$633,530 Land $40,900 Building $592,630
2021$451,810 Land $38,340 Building $413,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Most Recent ClaimSep 1996 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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