5114 Jacks Ln, West River, MD 20778 Property Records

Anne Arundel County property record for 5114 Jacks Ln, West River, MD 20778

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,116 sqft · built 2002
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$499,900 (Jun 2022)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-519-03193425`

Property Details

APN / Parcel Number

Primary APN	`07-519-03193425`
Alternative APNs	`751903193425` `51903193425`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,116 sqft Living Area
Gross Area	2,692 sqft
1st Floor Area	1,312 sqft
Basement Area	4 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	56,628 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft
Deck Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	51903193425
Street Address	5114 JACKS LN
City	WEST RIVER
State	MD
Zip	20778-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 9 MONROE ACRES
Legal Subdivision	MONROE ACRES
Legal Block	1
Legal Lot Number	9
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1002
Census Tract	707001

Owner

5114 Jacks Ln is owned and occupied by two individuals who bought it in June 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5114 JACKS LN, WEST RIVER, MD 20778-9622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Nov 14, 1988 · Amount on File
Deed Book / Page	38847 / 267
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 17, 2022
Property Address	5114 JACKS LN, WEST RIVER, MD 20778-9622
Document Number	0388470267
Book / Page	38847 / 267
Map Reference	MB 26 FO 16
Instrument Date	May 12, 2022
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,248.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5114 JACKS LN, WEST RIVER, MD 20778-9622

Mortgage

Document Number	0038847275
Date	Jun 17, 2022
Instrument	38847/275

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5114 Jacks Ln was $4,794 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,200 Land $183,000 Building $335,200	$518,200 Land $183,000 Building $335,200
2025	$4,794.00
2023	$4,048.00	$370,700 Land $183,000 Building $187,700	$370,700 Land $183,000 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5114 Jacks Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	50 (1979–2024)
Claims Outside the SFHA	11 of 50
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5114 Jacks Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20