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5114 E 13th Ct, Panama City, FL 32404 Property Records

Bay County property record for 5114 E 13th Ct, Panama City, FL 32404

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,304 sqft · built 1980
Lot Size0.203 acres (8,843 sqft)
OwnerCompany Name on Record
Last Sale$159,500 (Jan 2026)
Tax Bill$1,090 (2025)
Deeds & MortgagesJan 2026 Sale
Flood ZoneZone X (minimal risk)
APN15157-690-000

Property Details

APN / Parcel Number

Primary APN15157-690-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,304 sqft Heated Area
Gross Area1,629 sqft
1st Floor Area1,304 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area8,843 sqft (0.203 acres)
Lot Dimensions125 ft deep x 71 ft wide
Garage Area325 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5114 E 13TH CT
CityPANAMA CITY
StateFL
Zip32404-9431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINNACLE PINES ESTATES UNIT 2 LOT 9 BLK E ORB 4917 P 768
Legal Range14W
Legal Township04S
Legal Section01
Legal SubdivisionPINNACLE PINES ESTATES
Legal BlockE
Legal Lot Number9
Legal Unit2
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1016
Census Tract1100

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4408 DELWOOD LN STE 14, 14, PANAMA CITY BEACH, FL 32408-7492
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2026 · Amount on Record
Deed SaleJan 2, 2026 · Amount on Record
Prior SaleOct 29, 2001 · Amount on Record
Deed Document Number2026000103
Deed Book / Page4989 / 221
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJan 2, 2026
Property Address5114 E 13TH CT, PANAMA CITY, FL 32404-9431
Document Number0049890221
Book / Page4989 / 221
Map ReferenceMB 13 PG 4
Instrument DateDec 31, 2025
Instrument2026000103
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$1,116.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114 ESTATES DR, FALLING WATERS, WV 25419-7001

Transferred To (Grantee/Buyer)

NameVerified Name
Address4408 DELWOOD LN STE 14, 14, PANAMA CITY BEACH, FL 32408-7492

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,090.00 (-14.78%) Homeowner's exemption$110,846 (+2.9%)$161,875 (+6.79%) Land $26,362 Building $135,513
2024$1,279.00 (+5.97%) Homeowner's exemption$107,722 (+4.72%)$151,580 (+24.1%) Land $23,892 Building $127,688
2023$1,207.00 (+8.94%) Homeowner's exemption$102,868 (+3%)$122,146 (+12.45%) Land $21,356 Building $100,790
2022$1,108.00 Homeowner's exemption$99,872$108,627 Land $17,218 Building $91,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims18 (1998–2021)
Claims Outside the SFHA10 of 18
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims
  • Hurricane Dennis, Jul 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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