5114 Dowell Cir, Rockwall, TX 75032 Property Records

Rockwall County property record for 5114 Dowell Cir, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	3,643 sqft · built 1984
Lot Size	2.17 acres (94,569 sqft)
Owner	2 Individual Names on File
Last Sale	$755,918 (Nov 2024)
Tax Bill	$5,262 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016700000003140R`

Property Details

APN / Parcel Number

Primary APN	`016700000003140R`
Alternative APNs	`R12072` `12072`

Interior

Stories	1 Story
Building Area	3,643 sqft Living Area
Gross Area	3,915 sqft
1st Floor Area	3,643 sqft
Flooring	Carpet

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	94,569 sqft
Garage Type	Attached
Garage Area	440 sqft
Porch	Covered Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5114 DOWELL CIR
City	ROCKWALL
State	TX
Zip	75032-7194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0167 H K NEWELL, TRACT 3-14, ACRES 2.171
Legal Subdivision	H K NEWELL
Legal Tract	3-14
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1028
Census Tract	40513

Owner

5114 Dowell Cir is owned and occupied by two individuals who bought it in November 2024.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5114 DOWELL CIR, ROCKWALL, TX 75032-7194
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Vendor's Lien, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 14, 2020	Loan Modification, Mortgage CITY BK
Nov 14, 2019	Loan Modification, Mortgage CITY BK
Nov 15, 2018	Vendor's Lien, Transfer · Line of Credit CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Jul 14, 2020 · Amount on File
Deed Document Number	202419451
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000015299
Record Updated	Sep 20, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jul 14, 2020
Property Address	5114 DOWELL CIR, ROCKWALL, TX 75032-7194
Document Number	0000015299
Map Reference	VOL 461 PG 1
Instrument Date	Jul 13, 2020
Instrument	20200000015299
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8574 KAREN LN, 8574, TERRELL, TX 75160-7773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5114 DOWELL CIR, ROCKWALL, TX 75032-7194

Mortgage

Document Number	0000015300
Date	Jul 14, 2020
Instrument	20200000015300

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	5114 DOWELL CIR, ROCKWALL, TX 75032-7194
Document Number	0000012947
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8574 KAREN LN TERRELL TX 751607773, TERRELL, TX 75160-7773

Mortgage

Document Number	0000012947
Date	Jun 18, 2020
Instrument	12947

Lender

Name	CITY BK
Type	Bank
Address	FORNEY, TX 75126-0005

Agreement

Amount	Amount on Record

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	5114 DOWELL CIR, ROCKWALL, TX 75032-7194
Document Number	0000023272
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8574 KAREN LN TERRELL TX 751607773, TERRELL, TX 75160-7773

Mortgage

Document Number	0000023272
Date	Dec 26, 2019
Instrument	23272

Lender

Name	CITY BK
Type	Bank
Address	FORNEY, TX 75126-0005

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 25, 2020

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 15, 2018
Property Address	5114 DOWELL CIR, ROCKWALL, TX 75032-7194
Document Number	0000020325
Map Reference	VOL 461 PG 1
Instrument Date	Nov 14, 2018
Instrument	20180000020325
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8574 KAREN LN, TERRELL, TX 75160-7773

Mortgage

Document Number	0000020326
Date	Nov 15, 2018
Instrument	20180000020326

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 14, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 5114 Dowell Cir was $5,262, down 33% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,282 (-4.07%) Land $186,380 Building $373,902	$560,282 (-4.07%) Land $186,380 Building $373,902
2025	$5,262.00 (-33%)	$584,064 Land $217,100 Building $366,964	$584,064 Land $217,100 Building $366,964
2024	$7,854.00 (+20.06%)
2023	$6,542.00 Homeowner's exemption	$588,071 Land $195,390 Building $392,681	$588,071 Land $195,390 Building $392,681
2021	$7,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5114 Dowell Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5114 Dowell Cir is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACKLAND WSC serves 6,171 people · EPA ID TX1990004
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
Rise Broadband Fixed Wireless	100 / 20
Point Broadband Fixed Wireless	40 / 40
Peoples Communications Fixed Wireless	25 / 3

May also be available: AT&T, T-Mobile.

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