5114 Bella Collina St, Oceanside, CA 92056 Property Records

San Diego County property record for 5114 Bella Collina St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,312 sqft · built 1991
Lot Size	0.164 acres (7,130 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Sep 2025)
Tax Bill	$9,031 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`158-563-15-00`

Property Details

APN / Parcel Number

Primary APN	`158-563-15-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,312 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	7,130 sqft (0.164 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5114 BELLA COLLINA ST
City	OCEANSIDE
State	CA
Zip	92056-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 49 TR 012370
Legal Subdivision	MISSION SANTA FE
Legal Tract	012370
Legal Block	2
Legal Lot Number	49
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	19301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2022	Intrafamily Transfer, Transfer
Jan 19, 2022	Intrafamily Transfer, Transfer
Jan 19, 2022	Intrafamily Transfer, Transfer
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Nov 30, 2007 · Amount on Record
Deed Document Number	2025270716
Prior Transfer Date	Oct 22, 1997
Prior Transfer Doc	0000540818
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2025
Property Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903
Document Number	0000270716
Map Reference	MAP 12370
Instrument Date	Sep 4, 2025
Instrument	2025-0270716
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903

Mortgage

Document Number	0000270717
Date	Sep 29, 2025
Instrument	2025-0270717

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903

Mortgage

Document Number	0000827679
Date	Dec 7, 2021
Instrument	2021-0827679

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	Other
Max Rate	7.37%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2022
Property Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903
Document Number	0000027617
Map Reference	MAP 12370
Instrument Date	Nov 16, 2021
Instrument	2022-0027617
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2022
Property Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903
Document Number	0000027616
Map Reference	MAP 12370
Instrument Date	Nov 16, 2021
Instrument	2022-0027616
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2022
Property Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903
Document Number	0000027618
Map Reference	MAP 12370
Instrument Date	Nov 16, 2021
Instrument	2022-0027618
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160299
Date	Mar 27, 2020
Instrument	2020-0160299

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903

Mortgage

Document Number	0000684834
Date	Nov 3, 2020
Instrument	2020-0684834

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 2, 2017
Property Address	5114 BELLA COLLINA ST, OCEANSIDE, CA 92056-1903
Document Number	0000349339
Instrument Date	Jul 31, 2017
Instrument	349339
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	498 SHADOW TREE DR OCEANSIDE CA 920587027, OCEANSIDE, CA 92058-7027

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,125,000 (+42.16%) Land $504,149 Building $620,851
2025	$9,031.00 (+5.8%) Homeowner's exemption	$791,348 (+4.04%) Land $354,629 Building $436,719
2024	$8,536.00 (+2.46%)
2023	$8,331.00 (-0.74%) Homeowner's exemption	$760,620 Land $340,859 Building $419,761
2022	$8,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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