5113 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5113 London Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,304 sqft · built 1891
Lot Size	0.213 acres (9,311 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Jan 2021)
Tax Bill	$4,180 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3350-00240`

Property Details

APN / Parcel Number

Primary APN	`010-3350-00240`
Alternative APN	`1103423`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,304 sqft Gross Area
1st Floor Area	654 sqft
Basement Area	162 sqft
Finished Basement	162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	9,311 sqft (0.213 acres)
Garage Area	528 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	48 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1103423
Street Address	5113 LONDON RD
City	DULUTH
State	MN
Zip	55804-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 42 AND 43 SERIAL #
Legal Subdivision	MORRIS PARK DIV OF LAKESIDE DU
Legal Lot Number	42-43
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1007
Census Tract	200

Owner

5113 London Rd is owned and occupied by an individual who bought it in January 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5113 LONDON RD, DULUTH, MN 55804-2414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION
Jan 15, 2021	Warranty Deed, Transfer · Conventional with PMI SERVION INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Nov 2, 2012 · Amount on File
Deed Document Number	20211401264
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 30, 2026
Property Address	5113 LONDON RD, DULUTH, MN 55804-2414
Document Number	0001537424
Instrument Date	Jul 13, 2026
Instrument	20261537424
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	5113 LONDON RD, DULUTH, MN 55804-2414

Mortgage

Document Number	0001537424,
Date	Jul 30, 2026
Instrument	20261537424

Lender

Name	NORTHERN COMMUNITIES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 15, 2021
Property Address	5113 LONDON RD, DULUTH, MN 55804-2414
Document Number	00A1401264
Instrument Date	Aug 24, 2020
Instrument	A1401264
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$818.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5113 LONDON RD DULUTH MN 558042414, DULUTH, MN 55804-2414

Mortgage

Document Number	A1401265
Date	Jan 15, 2021
Instrument	A1401265

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5113 London Rd was $4,180 with a homeowner's exemption, up 7.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,180.00 (+7.18%) Homeowner's exemption
2025	$3,900.00 (-12.28%) Homeowner's exemption	$320,200 (+6.31%) Land $54,200 Building $266,000	$320,200 (+6.31%) Land $54,200 Building $266,000
2024	$4,446.00	$301,200 Land $52,300 Building $248,900	$301,200 Land $52,300 Building $248,900
2022		$295,000 Land $40,200 Building $254,800	$295,000 Land $40,200 Building $254,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5113 London Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5113 London Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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