5113 Eagle Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5113 Eagle Lake Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,212 sqft · built 1970
Lot Size	5.23 acres (227,819 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Jan 2026)
Tax Bill	$5,750 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-0016-01681`

Property Details

APN / Parcel Number

Primary APN	`520-0016-01681`
Alternative APNs	`1169727` `1143267` `1193976` `903820`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,212 sqft Gross Area
1st Floor Area	1,212 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	227,819 sqft (5.23 acres)
Garage Area	1,056 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	336 sqft
Storage Building	144 sqft
Pole Barn	1,248 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1193976
Street Address	5113 EAGLE LAKE RD
City	DULUTH
State	MN
Zip	55803-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 345 FT OF SE1/4 OF SE1/4 OF SE1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	23
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1009
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0016-01681

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5113 EAGLE LAKE RD, DULUTH, MN 55803-1114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 08, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2023	Deed, Transfer · Commercial Mortgage NATIONAL BANK OF COMMERCE
Jun 21, 2022	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Oct 08, 2025 · Amount on Record
Deed Document Number	20261098465
Prior Transfer Date	Sep 03, 2021
Prior Transfer Doc	0001057983
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 22, 2026
Property Address	5113 EAGLE LAKE RD, DULUTH, MN 55803-1114
Document Number	0001098465
Instrument Date	Jan 12, 2026
Instrument	1098465
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,943.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5113 EAGLE LAKE RD, DULUTH, MN 55803-1114

Mortgage

Document Number	0001098466
Date	Jan 22, 2026
Instrument	1098466

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 08, 2025
Property Address	5113 EAGLE LAKE RD, DULUTH, MN 55803-1114
Document Number	0001094979
Instrument Date	Sep 11, 2025
Instrument	1094979
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount Recorded
Tax	$69.85
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5113 EAGLE LAKE RD, DULUTH, MN 55803-1114

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 27, 2023
Property Address	5113 EAGLE LAKE RD, DULUTH, MN 55803-1114
Document Number	0001067837
Instrument Date	Apr 20, 2023
Instrument	1067837
Transaction Type	Transfer
Record Updated	Jun 01, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7789 JOKELA RD, CLOQUET, MN 55720-9310

Mortgage

Document Number	0001067838
Date	Apr 27, 2023
Instrument	1067838

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jun 21, 2022
Property Address	5113 EAGLE LAKE RD, DULUTH, MN 55803-1114
Document Number	0001057983
Instrument Date	Sep 03, 2021
Instrument	1057983
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5113 EAGLE LAKE RD, DULUTH, MN 55803-1114

Mortgage

Document Number	0001057984
Date	Jun 21, 2022
Instrument	1057984

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,750.00 (+44.4%) Homeowner's exemption
2025	$3,982.00 (-0.85%) Homeowner's exemption	$486,300 (+49.82%) Land $93,500 Building $392,800	$486,300 (+49.82%) Land $93,500 Building $392,800
2024	$4,016.00	$324,600 (+15.93%) Land $86,700 Building $237,900	$324,600 (+15.93%) Land $86,700 Building $237,900
2022		$280,000 Land $82,200 Building $197,800	$280,000 Land $82,200 Building $197,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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