5111 Rainbow Trl, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 5111 Rainbow Trl, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,746 sqft · built 1988
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Feb 2022)
Tax Bill	$5,745 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-331-004-000`

Property Details

APN / Parcel Number

Primary APN	`042-331-004-000`
Alternative APNs	`04233104100` `0423310410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,746 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	5111 RAINBOW TRL
City	POLLOCK PINES
State	CA
Zip	95726-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 52 SLY PARK HLS 1
Legal Subdivision	PARK HLS 1
Legal Lot Number	52
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2000
Census Tract	31406

Owner

5111 Rainbow Trl is owned and occupied by two individuals who bought it in February 2022.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5111 RAINBOW TRL, POLLOCK PINES, CA 95726-9012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on File
Deed Sale	Feb 23, 2022 · Amount on File
Prior Sale	Jul 28, 2016 · Amount on File
Deed Document Number	20228855
Prior Transfer Date	Dec 29, 2011
Prior Transfer Doc	0000000139
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 23, 2022
Property Address	5111 RAINBOW TRL, POLLOCK PINES, CA 95726-9012
Document Number	0000008855
Map Reference	MB C PG 70
Instrument Date	Feb 11, 2022
Instrument	2022-0008855
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5111 RAINBOW TRL, POLLOCK PINES, CA 95726-9012

Mortgage

Document Number	0000008856
Date	Feb 23, 2022
Instrument	2022-0008856

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5111 RAINBOW TRL, POLLOCK PINES, CA 95726-9012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5111 RAINBOW TRL, POLLOCK PINES, CA 95726-9012

Mortgage

Document Number	0000052500
Date	Sep 23, 2020
Instrument	2020-0052500

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5111 Rainbow Trl was $5,745 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,214 (+2%) Land $75,769 Building $465,445
2025	$5,745.00 Homeowner's exemption	$530,603 Land $74,284 Building $456,319
2023	$5,383.00 (+34.27%) Homeowner's exemption	$510,000 Land $71,400 Building $438,600
2022	$4,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5111 Rainbow Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5111 Rainbow Trl is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

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