Highlands County property record for 5111 Kay Ln, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,508 sqft · built 1981 |
| Lot Size | 1.71 acres (74,476 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,906 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C015803002200010 |
| Primary APN | C015803002200010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 74,476 sqft (1.71 acres) |
| Lot Dimensions | 173 ft deep x 85 ft wide |
| Garage Area | 363 sqft |
| Driveway | Driveway |
| Driveway Area | 696 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Patio Area | 1,654 sqft |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C015803002200010 |
|---|---|
| Street Address | 5111 KAY LN |
| City | SEBRING |
| State | FL |
| Zip | 33875-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN EST SEC 2 PB 7-PG 61 LOTS 1,2,3 + 21,22,23 BLK 22 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN EST |
| Legal Block | 22 |
| Legal Lot Number | 1-23 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 961301 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5111 KAY LN, SEBRING, FL 33875-5627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2022 |
| Deed Sale | Jun 7, 2022 |
| Prior Sale | Sep 8, 2016 · Amount on Record |
| Deed Document Number | 0000292188 |
| Deed Book / Page | 2544 / 1288 |
| Prior Transfer Date | May 22, 2017 |
| Prior Transfer Doc | 1853929 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5111 KAY LN, SEBRING, FL 33875-5627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5111 KAY LN, SEBRING, FL 33875-5627 |
| Document Number | 0002055700 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 2853/1448 |
| Instrument | 2055700 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,094 (+5.99%) | $277,843 (+7.48%) Land $111,719 Building $166,124 | |
| 2024 | $1,906.00 (+2.8%) | ||
| 2023 | $1,854.00 (+18.77%) Homeowner's exemption | $147,277 (+15.86%) | $258,511 (+28.96%) Land $91,666 Building $166,845 |
| 2022 | $1,561.00 Homeowner's exemption | $127,117 | $200,465 Land $68,749 Building $131,716 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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