5110 Twin Cedars Dr, Monroe, NC 28110 Property Records

Union County property record for 5110 Twin Cedars Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,881 sqft · built 2002
Lot Size	0.797 acres (34,717 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Dec 2020)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-003-058`

Property Details

APN / Parcel Number

Primary APN	`06-003-058`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,881 sqft Living Area
Gross Area	3,301 sqft
1st Floor Area	1,527 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	34,717 sqft (0.797 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5110 TWIN CEDARS DR
City	MONROE
State	NC
Zip	28110-8582
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WESLE
Legal Description	#3 TWIN CEDARS OPCG113
Legal Subdivision	TWIN CEDARS
Legal Lot Number	3
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1020
Census Tract	20308

Owner

5110 Twin Cedars Dr, a rural home, is owned and occupied by an individual who acquired it in March 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5110 TWIN CEDARS DR, MONROE, NC 28110-8582
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 10, 2018	Quit Claim Deed ATTORNEY ONLY
Aug 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 30, 2018	Quit Claim Deed, Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	Apr 30, 2018 · Amount on File
Deed Document Number	202053765
Deed Book / Page	7932 / 655
Last Transfer Date	Mar 5, 2025
Transfer Doc	0009078134
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 23, 2020
Property Address	5110 TWIN CEDARS DR, MONROE, NC 28110-8582
Document Number	0007932655
Book / Page	7932 / 655
Map Reference	CAB G FILE 112&113
Instrument Date	Dec 23, 2020
Instrument	53765
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5110 TWIN CEDARS DR, MONROE, NC 28110-8582

Mortgage

Document Number	0000053766
Date	Dec 23, 2020
Instrument	53766

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Sep 10, 2018
Property Address	5110 TWIN CEDARS DR, MONROE, NC 28110-8582
Document Number	7231898
Book / Page	007231 / 000898
Instrument Date	Aug 15, 2018
Instrument	25620
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12924 HIDDEN HILLS LN MINT HILL NC 282279214, MINT HILL, NC 28227-9214

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Aug 7, 2018
Property Address	5110 TWIN CEDARS DR, MONROE, NC 28110-8582
Document Number	7211751
Book / Page	007211 / 000751
Instrument Date	Aug 3, 2018
Instrument	22148
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12924 HIDDEN HILLS LN MINT HILL NC 282279214, MINT HILL, NC 28227-9214

April 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Apr 30, 2018
Property Address	5110 TWIN CEDARS DR, MONROE, NC 28110-8582
Document Number	7147110
Book / Page	007147 / 000110
Instrument Date	Apr 26, 2018
Instrument	11463
Transaction Type	Foreclosure
Record Updated	May 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4213 NEW TOWN RD WAXHAW NC 281737708, WAXHAW, NC 28173-7708

Tax Assessment & Valuation

The 2025 property tax bill for 5110 Twin Cedars Dr was $2,756.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,800 (-) Land $99,600 Building $466,200	$565,800 (-) Land $99,600 Building $466,200
2025	$2,756.00	$565,800 Land $99,600 Building $466,200	$565,800 Land $99,600 Building $466,200
2023	$2,521.00	$395,000 Land $63,700 Building $331,300	$395,000 Land $63,700 Building $331,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5110 Twin Cedars Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2023 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5110 Twin Cedars Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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