Osceola County property record for 5110 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,222 sqft · built 2004 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $154,100 (Sep 2004) |
| Tax Bill | $1,613 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 120978 |
| Primary APN | 120978 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Heated Area |
| Gross Area | 2,906 sqft |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 1,102 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,754 sqft (0.178 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 264 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 120978 |
|---|---|
| Street Address | 5110 SILVER THISTLE LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES UNIT 1 PB 16 PGS 2-9 LOT 54 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES |
| Legal Tract | 667 |
| Legal Block | 1 |
| Legal Lot Number | 54 24 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 120978
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 5110 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7073 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2004 · Amount on Record |
| Deed Sale | Sep 01, 2004 · Amount on Record |
| Deed Document Number | 2004174747 |
| Deed Book / Page | 2589 / 1439 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,613.00 (+7.46%) Homeowner's exemption | $133,030 (+5.99%) | $312,900 (+7.05%) Land $75,000 Building $237,900 |
| 2023 | $1,501.00 (+4.53%) Homeowner's exemption | $125,516 (+3%) | $292,300 (+2.92%) Land $60,000 Building $232,300 |
| 2022 | $1,436.00 Homeowner's exemption | $121,861 | $284,000 Land $55,000 Building $229,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 133 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force 115 of 133 on primary residences |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, river or lake flooding, Hurricane Irma |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 685 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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