5110 S Ridge Rd E, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 5110 S Ridge Rd E, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 2003
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Tax Bill$6,603 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-006-00-023-00

Property Details

APN / Parcel Number

Primary APN03-006-00-023-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area1,940 sqft
1st Floor Area1,456 sqft
AtticAttic
Attic Area308 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area174,240 sqft (4 acres)
TerrainRolling
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area240 sqft
Patio Area308 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5110 S RIDGE RD E
CityASHTABULA
StateOH
Zip44004-4659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 O S
Legal SubdivisionASHTABULA
Legal Lot Number4
JurisdictionASHTABULA OH
Township / Civil DivisionASHTABULA
Census Block Group2
Census Block2007
Census Tract300

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5110 S RIDGE RD E, ASHTABULA, OH 44004-4659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 17, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Aug 16, 2017Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Mar 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Apr 9, 2020Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address5110 S RIDGE RD E, ASHTABULA, OH 44004-4659
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5110 S RIDGE RD W, ASHTABULA, OH 44004-9582

Mortgage

Document Number0000009734
DateOct 9, 2025
Book Page855/327
Instrument2025-00009734
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueJul 30, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address5110 S RIDGE RD E, ASHTABULA, OH 44004-4659
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5110S RIDGE E RD, ASHTABULA, OH 44004-4337

Mortgage

Document Number0000007456
DateAug 17, 2023
Book Page802/419
Instrument2023-00007456
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 3, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address5110 S RIDGE RD E, ASHTABULA, OH 44004-4659
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008128
DateAug 16, 2017
Book Page642/0955
Instrument201700008128
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 17, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address5110 S RIDGE RD E, ASHTABULA, OH 44004-4659
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002285
DateMar 10, 2020
Book Page704/45
Instrument202000002285
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2035

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address5110 S RIDGE RD E, ASHTABULA, OH 44004-4659
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5110 S RIDGE RD E, ASHTABULA, OH 44004-4659

Mortgage

Document Number0000003299
DateApr 9, 2020
Book Page706/157
Instrument202000003299
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionAshtabula Township
Unified School DistrictBuckeye Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,603.00 (+100.58%)$74,310 (-) Land $13,090 Building $61,220$212,300 (-) Land $37,400 Building $174,900
2023$3,292.00 (+22.7%) Homeowner's exemption$74,310 (+42.11%) Land $13,090 Building $61,220$212,300 (+42.1%) Land $37,400 Building $174,900
2022$2,683.00 Homeowner's exemption$52,290 Land $10,080 Building $42,210
2020$149,400 Land $28,800 Building $120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
Fiber
1,000 / 1,000

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