5110 N Echo Bnd, Bloomington, IN 47404 Property Records

Monroe County property record for 5110 N Echo Bnd, Bloomington, IN 47404 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,548 sqft · built 1992
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$178,100 (Apr 2016)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-22870-81`

Property Details

APN / Parcel Number

Primary APN	`007-22870-81`
Alternative APN	`53-04-14-101-003.000-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	1,536 sqft
Finished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Terrain	Low
Garage Type	Basement
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	007-22870-81
Street Address	5110 N ECHO BND
City	BLOOMINGTON
State	IN
Zip	47404-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUTUMN GROVE SEC 3 LOT 81
Legal Subdivision	AUTUMN GROVE SUB SEC III
Legal Lot Number	81
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2041
Census Tract	1303

Owner

Source: Monroe County records · APN 007-22870-81

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5110 N ECHO BND, BLOOMINGTON, IN 47404-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2016 · Amount on Record
Deed Sale	Apr 19, 2016 · Amount on Record
Deed Document Number	20164659
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5110 N ECHO BND, BLOOMINGTON, IN 47404-9003
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025010384
Date	Sep 15, 2025
Instrument	2025010384

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	105 E WINSLOW RD, BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,636.00 (-11.69%)	$349,400 (+2.25%) Land $45,300 Building $304,100	$349,400 (+2.25%) Land $45,300 Building $304,100
2024	$2,985.00 (-8.32%)
2023		$341,700 (-3.01%) Land $44,400 Building $297,300	$341,700 (-3.01%) Land $44,400 Building $297,300
2022	$3,256.00	$352,300 Land $43,500 Building $308,800	$352,300 Land $43,500 Building $308,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050013032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Nearby Flood Policies	9 in force 4 of 9 on primary residences
Nearby Flood Claims	17 (1995–2025)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Mar 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 73% of Indiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.