511 Zenk Rd, Troy, IL 62294 Property Records

Madison County property record for 511 Zenk Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,200 sqft · built 1988
Lot Size	0.283 acres (12,332 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,189 (2025)
Deeds & Mortgages	May 2026 Transfer Apr 2026 Sale & Mortgage + 1 more
APN	`09-2-22-05-16-404-001`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-05-16-404-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,332 sqft (0.283 acres)
Lot Dimensions	124 ft deep x 98 ft wide
Garage Type	Attached
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	511 ZENK RD
City	TROY
State	IL
Zip	62294-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHURWOOD FOREST LOT 1 98.98X124.59XIRR
Legal Subdivision	SCHURWOOD FOREST
Legal Lot Number	1
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	4
Census Block	4005
Census Tract	403531

Owner

Source: Madison County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 ZENK RD, TROY, IL 62294-1026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Transfer on Death Deed, Transfer
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Jun 17, 2021	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026
Deed Sale	May 14, 2026
Prior Sale	Apr 16, 2026 · Amount on Record
Deed Document Number	202613763
Prior Transfer Date	May 12, 2026
Prior Transfer Doc	0000013763
Record Updated	Oct 29, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IL
Recording Date	May 14, 2026
Property Address	511 ZENK RD, TROY, IL 62294-1026
Document Number	0000013763
Instrument Date	May 12, 2026
Instrument	202613763
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 ZENK RD, TROY, IL 62294-1026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 16, 2026
Property Address	511 ZENK RD, TROY, IL 62294-1026
Document Number	0000010851
Instrument Date	Apr 15, 2026
Instrument	202610851
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,572.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 ZENK RD, TROY, IL 62294-1026

Mortgage

Date	Apr 16, 2026

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 17, 2021
Property Address	511 ZENK RD, TROY, IL 62294-1026
Document Number	0000025756
Map Reference	PC 52 PG 38
Instrument Date	Jun 10, 2021
Instrument	2021R25756
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	511 ZENK RD, TROY, IL 62294-1026

Mortgage

Document Number	0000025757
Date	Jun 17, 2021
Instrument	2021R25757

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.13%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,189.00 (+7%) Homeowner's exemption	$66,550 (+7.25%) Land $13,270 Building $53,280	$199,650 (+7.25%) Land $39,810 Building $159,840
2024	$3,915.00 (+14.24%)	$62,050 (+19.63%) Land $12,370 Building $49,680	$186,150 (+19.51%) Land $37,110 Building $149,040
2022	$3,427.00	$51,870 Land $10,340 Building $41,530	$155,766 Land $31,051 Building $124,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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