511 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 511 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 2014
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2023)
Tax Bill	$11,658 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`054220-1242`

Property Details

APN / Parcel Number

Primary APN	`054220-1242`
Alternative APN	`U32311997F000088000050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	824 sqft
2nd Floor Area	1,768 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201242
Street Address	511 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 5 BLOCK 88
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	88
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 5, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Mar 27, 2023 · Amount on Record
Deed Document Number	2023331168
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 28, 2023
Property Address	511 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425
Document Number	0000331168
Map Reference	MB 113 PG 292-307
Instrument Date	Jul 28, 2023
Instrument	2023331168
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 PRINCE DR, MAUMELLE, AR 72113-6125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7227 LUMBER PORT DR, RUSKIN, FL 33573-0131

Mortgage

Document Number	0000331169
Date	Jul 28, 2023
Instrument	2023331169

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 27, 2023
Property Address	511 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425
Document Number	0000126526
Map Reference	MB 110 PG 261-276
Instrument Date	Mar 24, 2023
Instrument	2023126526
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,639.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1022 OSPREY CT, DUNEDIN, FL 34698-8218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	511 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425

Mortgage

Document Number	2021276087
Date	Jun 2, 2021
Instrument	2021276087

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 5, 2019
Property Address	511 WINTERSIDE DR, APOLLO BEACH, FL 33572-3425
Document Number	0271630115
Book / Page	027163 / 000115
Instrument Date	Nov 27, 2019
Instrument	522390
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 WINTERSIDE DR APOLLO BEACH FL 335723425, APOLLO BEACH, FL 33572-3425

Mortgage

Document Number	271630117
Date	Dec 5, 2019
Book Page	027163/000117
Instrument	522391

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,170 (-4.29%) Land $75,000 Building $339,170	$414,170 (-4.29%) Land $75,000 Building $339,170
2025	$11,658.00 (+20.5%)	$432,729 (+14.27%) Land $75,000 Building $357,729	$432,729 (+14.27%) Land $75,000 Building $357,729
2023	$9,675.00 (+6.73%)	$378,699 (+1.58%) Land $55,000 Building $323,699	$378,699 (+1.58%) Land $55,000 Building $323,699
2022	$9,065.00	$372,807 Land $55,000 Building $317,807	$372,807 Land $55,000 Building $317,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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