511 Wilson, Emerson, IA 51533 Property Records

Mills County property record for 511 Wilson, Emerson, IA 51533

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,380 sqft · built 1950
Lot Size	0.316 acres (13,800 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (May 2017)
Tax Bill	$3,256 (2024)
Deeds & Mortgages	Sep 2018 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101940000000000`

Property Details

APN / Parcel Number

Primary APN	`101940000000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Basement Area	1,380 sqft
Finished Basement	1,250 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,800 sqft (0.316 acres)
Lot Dimensions	120 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	1,464 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	511 WILSON
City	EMERSON
State	IA
Zip	51533-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 251 & 252
Legal Lot Number	251,252
Jurisdiction	MILLS IA
Township / Civil Division	INDIAN CREEK
Census Block Group	2
Census Block	2018
Census Tract	40100

Owner

511 Wilson is owned by an individual who bought it in May 2017.

Source: Mills County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 98, EMERSON, IA 51533-0098
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage IOWA BANKERS MORTGAGE CORPORATION
May 1, 2017	Warranty Deed, Transfer · Commercial Mortgage MALVERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Deed Document Number	2017 0952
Deed Book / Page	2017 / 0952
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	511 WILSON, EMERSON, IA 51533-3046
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002062
Date	Sep 7, 2018
Book Page	0000002018/0000002062
Instrument	000000002062

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	May 1, 2017
Property Address	511 WILSON, EMERSON, IA 51533-3046
Document Number	02017/0952
Book / Page	2017 / 0952
Instrument Date	Mar 22, 2017
Instrument	2017 0952
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511 WILSON, EMERSON, IA 51533-3046

Mortgage

Document Number	02017/0953
Date	May 1, 2017
Book Page	2017/0953
Instrument	2017 0953

Lender

Name	MALVERN BANK
Address	MALVERN, IA 51551

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Mills County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Emerson City
Unified School District	East Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,161 Land $14,283 Building $169,878	$184,161 Land $14,283 Building $169,878
2024	$3,256.00
2023		$47,799 (+7.24%) Land $6,961 Building $40,838	$47,799 Land $6,961 Building $40,838
2022	$814.00	$44,574 Land $6,961 Building $37,613
2021			$44,574 Land $6,961 Building $37,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Wilson in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1987–2008)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms, Flooding, And Tornadoes, May 2007 · 3 claims Severe Storms And Flooding, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Wilson is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERSON WATER DEPARTMENT serves 412 people · EPA ID IA6520019
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000

May also be available: Nextlink, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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